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Banks and the Town Fund is a free printable Kindergarten to Grade 2 social studies worksheet on the role of a bank, aligned to Common Core standard D2.Eco.9.K-2. It prints 8 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two pupils in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 21 of 25 · the same problems every time you open this link.

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Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

Banks and the Town Fund

D2.Eco.9.K-2

NameDate

Circle the best answer.

1.A trader takes 40 on market day. Why use a bank?
  • A.To avoid paying for goods
  • B.To make more money appear
  • C.So the takings are safe overnight
2.What do we call money kept in a bank rather than spent?
  • A.Wages
  • B.Prices
  • C.Savings
3.The council holds the town fund. Where would it be kept?
  • A.In the town hall cupboard
  • B.At the market
  • C.In a bank, so it is safe until it is voted out
4.What is the difference between a bank and the town fund?
  • A.The fund is bigger
  • B.There is none
  • C.The fund is the town's money; the bank is where money is kept safe
5.Does a bank make the goods it lends money for?
  • A.Only cloth
  • B.Yes
  • C.No, it lends money to people who make things
6.Why might the mill have used a bank in 1868?
  • A.To weave cloth
  • B.To hold wages and payments safely for 200 workers
  • C.To store wool
7.Does a bank own the money paid into it?
  • A.Yes
  • B.Only after a year
  • C.No, it looks after money that belongs to others
8.Why is a bank safer than a locked drawer?
  • A.It is built and guarded to hold money securely
  • B.Drawers are small
  • C.Banks are nearer

LessonPrint · D2.Eco.9.K-2 · Set 21 · free to copy for classroom use

Answer key — Banks and the Town Fund

Set 21. Prints on its own sheet.

  1. 1.So the takings are safe overnight
  2. 2.Savings
  3. 3.In a bank, so it is safe until it is voted out
  4. 4.The fund is the town's money; the bank is where money is kept safe
  5. 5.No, it lends money to people who make things
  6. 6.To hold wages and payments safely for 200 workers
  7. 7.No, it looks after money that belongs to others
  8. 8.It is built and guarded to hold money securely

More practice for D2.Eco.9.K-2

Describe what a bank is for.

Teaching this next? Banks and the Town Fund is the 40-minute plan for it, with the misconceptions to expect.

All Kindergarten to Grade 2 worksheets

Last reviewed 2026-09-05. Aligned to D2.Eco.9.K-2 of the C3 Framework for Social Studies State Standards.