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Income, Spending, Saving, Credit or Giving? is a free printable Grade 3 to Grade 5 social studies worksheet on naming the kind of money decision, aligned to C3 Framework indicator D2.Eco.1.3-5. It prints 3 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

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All 25 sets ask different questions.

Income, Spending, Saving, Credit or Giving?

D2.Eco.1.3-5

NameDate

Sort each money decision into its group.

1.Sort each one: Income or Spending or Saving or Credit or Giving?

Sort: Opening a savings account at a bank, Earning $5 for washing a neighbor's car, Buying a new pair of sneakers, Donating old toys to children who need them, Using a credit card to buy shoes and paying the bank later

IncomeSpendingSavingCreditGiving
2.Sort each one: Income or Spending or Saving or Credit or Giving?

Sort: Getting paid for babysitting, Keeping half your allowance for a bike, Buying lunch in the school cafeteria, Borrowing money and paying it back with interest, Sponsoring a friend in a charity walk

IncomeSpendingSavingCreditGiving
3.Sort each one: Income or Spending or Saving or Credit or Giving?

Sort: Adding money to a savings jar, A paycheck from working at a store, Paying for a couch over six months, with interest, Putting money in a jar for disaster relief, Paying $3 for a bus ride

IncomeSpendingSavingCreditGiving

LessonPrint · D2.Eco.1.3-5 · Set 1 · free to copy for classroom use

Answer key — Income, Spending, Saving, Credit or Giving?

Set 1. Prints on its own sheet.

  1. 1.1. Buying a new pair of sneakers — Spending 2. Donating old toys to children who need them — Giving 3. Earning $5 for washing a neighbor's car — Income 4. Opening a savings account at a bank — Saving 5. Using a credit card to buy shoes and paying the bank later — Credit
  2. 2.1. Borrowing money and paying it back with interest — Credit 2. Buying lunch in the school cafeteria — Spending 3. Getting paid for babysitting — Income 4. Keeping half your allowance for a bike — Saving 5. Sponsoring a friend in a charity walk — Giving
  3. 3.1. A paycheck from working at a store — Income 2. Adding money to a savings jar — Saving 3. Paying $3 for a bus ride — Spending 4. Paying for a couch over six months, with interest — Credit 5. Putting money in a jar for disaster relief — Giving

Questions about Income, Spending, Saving, Credit or Giving?

What does the Income, Spending, Saving, Credit or Giving? worksheet cover?

It practices naming the kind of money decision — 3 questions for Grade 3 to Grade 5, all on C3 Framework D2.Eco.1.3-5: Weigh up what a choice gains against what it costs. The instruction to students is “Sort each money decision into its group”, and the answer key follows on the next sheet.

Which C3 Framework indicator does Income, Spending, Saving, Credit or Giving? practice?

D2.Eco.1.3-5, under Economics for Grade 3 to Grade 5. The published indicator reads: “Compare the benefits and costs of individual choices.” The worksheet assesses that indicator rather than a paraphrase of it.

What age or grade is this worksheet for?

Income, Spending, Saving, Credit or Giving? is written for Grade 3 to Grade 5, typically ages 40-41. It is one of the sheets on D2.Eco.1.3-5, so it suits any student working at that standard — including older students revisiting it and younger ones working ahead.

Does Income, Spending, Saving, Credit or Giving? come with an answer key?

Yes. All 3 answers are generated from the same problems as the questions, so the key cannot drift out of step with the sheet. It starts on a fresh sheet of paper, after the questions, so it is not handed out with the class by accident.

How many different versions of Income, Spending, Saving, Credit or Giving? can I print?

25 — one per student, and all 25 ask different questions. Set 1 downloads the whole class as a single PDF. Every version is fixed to its own address, so a sheet printed today holds the same problems when you reopen it next week.

Is Income, Spending, Saving, Credit or Giving? free to print and photocopy?

Yes. Income, Spending, Saving, Credit or Giving?, its answer key and its 25 versions are free to print and photocopy for your own class, with no account, no email capture and no subscription at the download step. Please do not resell them or republish them as your own.

More practice for D2.Eco.1.3-5

Weigh up what a choice gains against what it costs.

All Grade 3 to Grade 5 worksheets

Last reviewed 2026-09-05. Aligned to D2.Eco.1.3-5 of the C3 Framework for Social Studies State Standards.