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Saving Up and Paying Back is a free printable Grade 3 to Grade 5 social studies worksheet on figuring out savings plans and the cost of credit, aligned to C3 Framework indicator D2.Eco.10.3-5. It prints 8 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 2 of 25 · the same problems every time you open this link.

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Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

Saving Up and Paying Back

D2.Eco.10.3-5

NameDate

Circle the answer that shows the work.

1.What is interest on a loan?
  • A.Money the lender gives away
  • B.A discount on the price
  • C.Extra money the borrower pays the lender for using the money
2.Kim needs $24 for a trip. She saves $4 a week. How many weeks will it take?
  • A.$24 ÷ $4 = 6 weeks
  • B.28 weeks
  • C.20 weeks
3.Who must pay back money borrowed on credit?
  • A.The store clerk
  • B.The lender
  • C.The borrower
4.What is one benefit of a savings plan?
  • A.Money grows steadily toward a goal, like college
  • B.You never have to wait
  • C.Prices stop changing
5.Maria saves $3 a week for 10 weeks for a gift. How much does she save?
  • A.$13
  • B.$33
  • C.10 × $3 = $30
6.Dev buys a $50 bike on credit and pays $5 interest. How much does the bike really cost him?
  • A.$50
  • B.$45
  • C.$50 + $5 = $55
7.A bank pays $1 interest a year for every $10 saved. Zoe has $30 saved. How much interest will she earn this year?
  • A.$31
  • B.$30 ÷ $10 = 3; 3 × $1 = $3
  • C.$10
8.Eli borrows $20 and must pay $2 interest. How much does he pay back in all?
  • A.$18
  • B.$20
  • C.$20 + $2 = $22

LessonPrint · D2.Eco.10.3-5 · Set 2 · free to copy for classroom use

Answer key — Saving Up and Paying Back

Set 2. Prints on its own sheet.

  1. 1.Extra money the borrower pays the lender for using the money
  2. 2.$24 ÷ $4 = 6 weeks
  3. 3.The borrower
  4. 4.Money grows steadily toward a goal, like college
  5. 5.10 × $3 = $30
  6. 6.$50 + $5 = $55
  7. 7.$30 ÷ $10 = 3; 3 × $1 = $3
  8. 8.$20 + $2 = $22

Last reviewed 2026-09-05. Aligned to D2.Eco.10.3-5 of the C3 Framework for Social Studies State Standards.