Skip to content
LessonPrint

Saving Up and Paying Back is a free printable Grade 3 to Grade 5 social studies worksheet on figuring out savings plans and the cost of credit, aligned to C3 Framework indicator D2.Eco.10.3-5. It prints 8 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 6 of 25 · the same problems every time you open this link.

Next set

One paper per student

12345678910111213141516171819202122232425

Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

Saving Up and Paying Back

D2.Eco.10.3-5

NameDate

Circle the answer that shows the work.

1.Maria saves $3 a week for 10 weeks for a gift. How much does she save?
  • A.$33
  • B.10 × $3 = $30
  • C.$13
2.What is interest on a loan?
  • A.A discount on the price
  • B.Extra money the borrower pays the lender for using the money
  • C.Money the lender gives away
3.Dev buys a $50 bike on credit and pays $5 interest. How much does the bike really cost him?
  • A.$50
  • B.$45
  • C.$50 + $5 = $55
4.Who must pay back money borrowed on credit?
  • A.The borrower
  • B.The store clerk
  • C.The lender
5.When do people use credit?
  • A.Never, because credit is free money
  • B.Only when they have too much money
  • C.When what they want or need costs more than they can pay right now
6.Eli borrows $20 and must pay $2 interest. How much does he pay back in all?
  • A.$20
  • B.$18
  • C.$20 + $2 = $22
7.What is credit?
  • A.Money you are given as a gift
  • B.Money you earn by working
  • C.Borrowing money now and paying it back later
8.What can happen if a borrower does not pay back a loan?
  • A.The loan turns into a gift
  • B.The lender may charge more and not lend to them again
  • C.The borrower earns interest

LessonPrint · D2.Eco.10.3-5 · Set 6 · free to copy for classroom use

Answer key — Saving Up and Paying Back

Set 6. Prints on its own sheet.

  1. 1.10 × $3 = $30
  2. 2.Extra money the borrower pays the lender for using the money
  3. 3.$50 + $5 = $55
  4. 4.The borrower
  5. 5.When what they want or need costs more than they can pay right now
  6. 6.$20 + $2 = $22
  7. 7.Borrowing money now and paying it back later
  8. 8.The lender may charge more and not lend to them again

Last reviewed 2026-09-05. Aligned to D2.Eco.10.3-5 of the C3 Framework for Social Studies State Standards.