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Saving Up and Paying Back is a free printable Grade 3 to Grade 5 social studies worksheet on figuring out savings plans and the cost of credit, aligned to C3 Framework indicator D2.Eco.10.3-5. It prints 8 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 5 of 25 · the same problems every time you open this link.

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Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

Saving Up and Paying Back

D2.Eco.10.3-5

NameDate

Circle the answer that shows the work.

1.Dev buys a $50 bike on credit and pays $5 interest. How much does the bike really cost him?
  • A.$50
  • B.$50 + $5 = $55
  • C.$45
2.Kim needs $24 for a trip. She saves $4 a week. How many weeks will it take?
  • A.$24 ÷ $4 = 6 weeks
  • B.28 weeks
  • C.20 weeks
3.Maria saves $3 a week for 10 weeks for a gift. How much does she save?
  • A.$13
  • B.$33
  • C.10 × $3 = $30
4.Eli borrows $20 and must pay $2 interest. How much does he pay back in all?
  • A.$20 + $2 = $22
  • B.$20
  • C.$18
5.What is interest on a loan?
  • A.Money the lender gives away
  • B.A discount on the price
  • C.Extra money the borrower pays the lender for using the money
6.What is credit?
  • A.Borrowing money now and paying it back later
  • B.Money you earn by working
  • C.Money you are given as a gift
7.What can happen if a borrower does not pay back a loan?
  • A.The loan turns into a gift
  • B.The lender may charge more and not lend to them again
  • C.The borrower earns interest
8.What is one benefit of a savings plan?
  • A.Money grows steadily toward a goal, like college
  • B.Prices stop changing
  • C.You never have to wait

LessonPrint · D2.Eco.10.3-5 · Set 5 · free to copy for classroom use

Answer key — Saving Up and Paying Back

Set 5. Prints on its own sheet.

  1. 1.$50 + $5 = $55
  2. 2.$24 ÷ $4 = 6 weeks
  3. 3.10 × $3 = $30
  4. 4.$20 + $2 = $22
  5. 5.Extra money the borrower pays the lender for using the money
  6. 6.Borrowing money now and paying it back later
  7. 7.The lender may charge more and not lend to them again
  8. 8.Money grows steadily toward a goal, like college

Last reviewed 2026-09-05. Aligned to D2.Eco.10.3-5 of the C3 Framework for Social Studies State Standards.