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Saving Up and Paying Back is a free printable Grade 3 to Grade 5 social studies worksheet on figuring out savings plans and the cost of credit, aligned to C3 Framework indicator D2.Eco.10.3-5. It prints 8 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 9 of 25 · the same problems every time you open this link.

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Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

Saving Up and Paying Back

D2.Eco.10.3-5

NameDate

Circle the answer that shows the work.

1.Dev buys a $50 bike on credit and pays $5 interest. How much does the bike really cost him?
  • A.$50
  • B.$45
  • C.$50 + $5 = $55
2.What is one benefit of a savings plan?
  • A.You never have to wait
  • B.Money grows steadily toward a goal, like college
  • C.Prices stop changing
3.What is interest on a loan?
  • A.A discount on the price
  • B.Extra money the borrower pays the lender for using the money
  • C.Money the lender gives away
4.Maria saves $3 a week for 10 weeks for a gift. How much does she save?
  • A.$33
  • B.$13
  • C.10 × $3 = $30
5.Who must pay back money borrowed on credit?
  • A.The borrower
  • B.The store clerk
  • C.The lender
6.Eli borrows $20 and must pay $2 interest. How much does he pay back in all?
  • A.$20 + $2 = $22
  • B.$20
  • C.$18
7.Kim needs $24 for a trip. She saves $4 a week. How many weeks will it take?
  • A.$24 ÷ $4 = 6 weeks
  • B.20 weeks
  • C.28 weeks
8.Why does saving up first often cost less than buying on credit?
  • A.Saving adds a tax
  • B.Stores charge savers more
  • C.When you save first, you pay no interest

LessonPrint · D2.Eco.10.3-5 · Set 9 · free to copy for classroom use

Answer key — Saving Up and Paying Back

Set 9. Prints on its own sheet.

  1. 1.$50 + $5 = $55
  2. 2.Money grows steadily toward a goal, like college
  3. 3.Extra money the borrower pays the lender for using the money
  4. 4.10 × $3 = $30
  5. 5.The borrower
  6. 6.$20 + $2 = $22
  7. 7.$24 ÷ $4 = 6 weeks
  8. 8.When you save first, you pay no interest

Last reviewed 2026-09-05. Aligned to D2.Eco.10.3-5 of the C3 Framework for Social Studies State Standards.