Skip to content
LessonPrint

Cash, Check, Debit or Credit? is a free printable Grade 3 to Grade 5 social studies worksheet on the advantages and disadvantages of ways to pay, aligned to C3 Framework indicator D2.Eco.5.3-5. It prints 8 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 11 of 25 · the same problems every time you open this link.

Next set

One paper per student

12345678910111213141516171819202122232425

Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

Cash, Check, Debit or Credit?

D2.Eco.5.3-5

NameDate

Circle the best answer.

1.What can happen if you write a check for more money than is in your account?
  • A.Nothing at all happens
  • B.The check can bounce, and the bank may charge a fee
  • C.The bank adds free money to your account
2.Which way to pay means borrowing money that you must pay back later?
  • A.A credit card
  • B.A debit card
  • C.Cash
3.What should you do if your debit card is lost?
  • A.Tell your bank right away so it can stop the card
  • B.Wait a month and see if it turns up
  • C.Tell only your friends
4.What happens if you do not pay your credit card bill in full?
  • A.The bank forgets the bill
  • B.You are charged interest on what you still owe
  • C.The store refunds your money
5.Which way to pay takes money straight out of your bank account?
  • A.Cash
  • B.A debit card
  • C.A credit card
6.What is an electronic payment?
  • A.A check written in pencil
  • B.Money sent from one account to another online or by phone
  • C.Coins dropped into a machine
7.What is a check?
  • A.A card that borrows money
  • B.A written order telling your bank to pay someone from your account
  • C.A coupon that makes things free
8.What is one disadvantage of carrying a lot of cash?
  • A.Cash charges interest every month
  • B.If it is lost or stolen, it is usually gone for good
  • C.Stores never accept cash

LessonPrint · D2.Eco.5.3-5 · Set 11 · free to copy for classroom use

Answer key — Cash, Check, Debit or Credit?

Set 11. Prints on its own sheet.

  1. 1.The check can bounce, and the bank may charge a fee
  2. 2.A credit card
  3. 3.Tell your bank right away so it can stop the card
  4. 4.You are charged interest on what you still owe
  5. 5.A debit card
  6. 6.Money sent from one account to another online or by phone
  7. 7.A written order telling your bank to pay someone from your account
  8. 8.If it is lost or stolen, it is usually gone for good

Last reviewed 2026-09-05. Aligned to D2.Eco.5.3-5 of the C3 Framework for Social Studies State Standards.