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Cash, Check, Debit or Credit? is a free printable Grade 3 to Grade 5 social studies worksheet on the advantages and disadvantages of ways to pay, aligned to C3 Framework indicator D2.Eco.5.3-5. It prints 8 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 18 of 25 · the same problems every time you open this link.

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Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

Cash, Check, Debit or Credit?

D2.Eco.5.3-5

NameDate

Circle the best answer.

1.What can happen if you write a check for more money than is in your account?
  • A.The bank adds free money to your account
  • B.The check can bounce, and the bank may charge a fee
  • C.Nothing at all happens
2.Which way to pay works almost everywhere, even for someone with no bank account?
  • A.A check
  • B.A debit card
  • C.Cash
3.Which way to pay means borrowing money that you must pay back later?
  • A.A debit card
  • B.A credit card
  • C.Cash
4.What is one advantage of paying with a debit card instead of cash?
  • A.Your bank keeps a record of each purchase
  • B.The store pays for you
  • C.You never need money in your account
5.Which can help a person build a good credit history when the bills are paid on time?
  • A.A debit card
  • B.Cash
  • C.A credit card
6.What is a check?
  • A.A card that borrows money
  • B.A coupon that makes things free
  • C.A written order telling your bank to pay someone from your account
7.Which way to pay takes money straight out of your bank account?
  • A.Cash
  • B.A debit card
  • C.A credit card
8.Why is it risky to share your card number or PIN?
  • A.Someone else could use it to spend your money
  • B.It makes the card cost more
  • C.The card would stop working in stores

LessonPrint · D2.Eco.5.3-5 · Set 18 · free to copy for classroom use

Answer key — Cash, Check, Debit or Credit?

Set 18. Prints on its own sheet.

  1. 1.The check can bounce, and the bank may charge a fee
  2. 2.Cash
  3. 3.A credit card
  4. 4.Your bank keeps a record of each purchase
  5. 5.A credit card
  6. 6.A written order telling your bank to pay someone from your account
  7. 7.A debit card
  8. 8.Someone else could use it to spend your money

Last reviewed 2026-09-05. Aligned to D2.Eco.5.3-5 of the C3 Framework for Social Studies State Standards.