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Cash, Check, Debit or Credit? is a free printable Grade 3 to Grade 5 social studies worksheet on the advantages and disadvantages of ways to pay, aligned to C3 Framework indicator D2.Eco.5.3-5. It prints 8 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 15 of 25 · the same problems every time you open this link.

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Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

Cash, Check, Debit or Credit?

D2.Eco.5.3-5

NameDate

Circle the best answer.

1.Why might a store refuse a check from a stranger?
  • A.It cannot be sure the account has enough money
  • B.Checks are against the law
  • C.Checks can only be used at banks
2.What should you do if your debit card is lost?
  • A.Wait a month and see if it turns up
  • B.Tell only your friends
  • C.Tell your bank right away so it can stop the card
3.What is a check?
  • A.A coupon that makes things free
  • B.A card that borrows money
  • C.A written order telling your bank to pay someone from your account
4.Which way to pay works almost everywhere, even for someone with no bank account?
  • A.Cash
  • B.A check
  • C.A debit card
5.What is one advantage of paying with a debit card instead of cash?
  • A.The store pays for you
  • B.You never need money in your account
  • C.Your bank keeps a record of each purchase
6.What is an electronic payment?
  • A.A check written in pencil
  • B.Money sent from one account to another online or by phone
  • C.Coins dropped into a machine
7.What happens if you do not pay your credit card bill in full?
  • A.You are charged interest on what you still owe
  • B.The store refunds your money
  • C.The bank forgets the bill
8.Why is it risky to share your card number or PIN?
  • A.It makes the card cost more
  • B.Someone else could use it to spend your money
  • C.The card would stop working in stores

LessonPrint · D2.Eco.5.3-5 · Set 15 · free to copy for classroom use

Answer key — Cash, Check, Debit or Credit?

Set 15. Prints on its own sheet.

  1. 1.It cannot be sure the account has enough money
  2. 2.Tell your bank right away so it can stop the card
  3. 3.A written order telling your bank to pay someone from your account
  4. 4.Cash
  5. 5.Your bank keeps a record of each purchase
  6. 6.Money sent from one account to another online or by phone
  7. 7.You are charged interest on what you still owe
  8. 8.Someone else could use it to spend your money

Last reviewed 2026-09-05. Aligned to D2.Eco.5.3-5 of the C3 Framework for Social Studies State Standards.