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Cash, Check, Debit or Credit? is a free printable Grade 3 to Grade 5 social studies worksheet on the advantages and disadvantages of ways to pay, aligned to C3 Framework indicator D2.Eco.5.3-5. It prints 8 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 14 of 25 · the same problems every time you open this link.

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Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

Cash, Check, Debit or Credit?

D2.Eco.5.3-5

NameDate

Circle the best answer.

1.Which way to pay works almost everywhere, even for someone with no bank account?
  • A.Cash
  • B.A debit card
  • C.A check
2.Why might a store refuse a check from a stranger?
  • A.Checks are against the law
  • B.It cannot be sure the account has enough money
  • C.Checks can only be used at banks
3.Which can help a person build a good credit history when the bills are paid on time?
  • A.Cash
  • B.A debit card
  • C.A credit card
4.What should you do if your debit card is lost?
  • A.Wait a month and see if it turns up
  • B.Tell your bank right away so it can stop the card
  • C.Tell only your friends
5.What is one disadvantage of carrying a lot of cash?
  • A.If it is lost or stolen, it is usually gone for good
  • B.Stores never accept cash
  • C.Cash charges interest every month
6.Which way to pay takes money straight out of your bank account?
  • A.A credit card
  • B.Cash
  • C.A debit card
7.What is one advantage of paying with a debit card instead of cash?
  • A.The store pays for you
  • B.Your bank keeps a record of each purchase
  • C.You never need money in your account
8.What is a check?
  • A.A card that borrows money
  • B.A coupon that makes things free
  • C.A written order telling your bank to pay someone from your account

LessonPrint · D2.Eco.5.3-5 · Set 14 · free to copy for classroom use

Answer key — Cash, Check, Debit or Credit?

Set 14. Prints on its own sheet.

  1. 1.Cash
  2. 2.It cannot be sure the account has enough money
  3. 3.A credit card
  4. 4.Tell your bank right away so it can stop the card
  5. 5.If it is lost or stolen, it is usually gone for good
  6. 6.A debit card
  7. 7.Your bank keeps a record of each purchase
  8. 8.A written order telling your bank to pay someone from your account

Last reviewed 2026-09-05. Aligned to D2.Eco.5.3-5 of the C3 Framework for Social Studies State Standards.