Planned or Unplanned Spending? is a free printable Grade 3 to Grade 5 social studies worksheet on the costs and benefits of planned and unplanned spending, aligned to C3 Framework indicator D2.Eco.1.3-5. It prints 6 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.
Set 10 of 25 · the same problems every time you open this link.
Set 1 has all 25 in a single PDF. All 25 sets ask different questions.
Planned or Unplanned Spending?
D2.Eco.1.3-5
NameDate
Sort the spending, then circle the best answers.
1.Sort each one: Planned or Unplanned?
Sort: Spending all your birthday money on the first toy you see, Buying school supplies from a list in August, Buying a game because a friend just got it, Saving for six weeks to buy a soccer ball
PlannedUnplanned
2.Sort each one: Planned or Unplanned?
Sort: Setting aside money each week for Mom's birthday gift, Comparing prices before buying a bike helmet, Spending your lunch money at the arcade, Buying candy in line at the checkout because it looked good
PlannedUnplanned
3.Why might someone wait a week before buying a toy they just saw?
A.So the toy gets more expensive
B.To decide whether they really want it
C.So they forget their money
4.Why is it helpful to keep some savings for surprises?
A.Unplanned needs, like a broken bike, can still be paid for
B.Surprises never cost money
C.Savings are only for toys
5.A bike tire pops and must be fixed today. What kind of spending is this?
A.A gift
B.Planned months ago
C.Unplanned, but needed
6.What is one benefit of planned spending?
A.You are more likely to have money for what matters most
B.Prices always go down
C.You never need to save again
LessonPrint · D2.Eco.1.3-5 · Set 10 · free to copy for classroom use
Answer key — Planned or Unplanned Spending?
Set 10. Prints on its own sheet.
1.1. Buying a game because a friend just got it — Unplanned 2. Buying school supplies from a list in August — Planned 3. Saving for six weeks to buy a soccer ball — Planned 4. Spending all your birthday money on the first toy you see — Unplanned
2.1. Buying candy in line at the checkout because it looked good — Unplanned 2. Comparing prices before buying a bike helmet — Planned 3. Setting aside money each week for Mom's birthday gift — Planned 4. Spending your lunch money at the arcade — Unplanned
3.To decide whether they really want it
4.Unplanned needs, like a broken bike, can still be paid for
5.Unplanned, but needed
6.You are more likely to have money for what matters most
Last reviewed 2026-09-05. Aligned to D2.Eco.1.3-5 of the C3 Framework for Social Studies State Standards.