Planned or Unplanned Spending? is a free printable Grade 3 to Grade 5 social studies worksheet on the costs and benefits of planned and unplanned spending, aligned to C3 Framework indicator D2.Eco.1.3-5. It prints 6 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.
Set 6 of 25 · the same problems every time you open this link.
Set 1 has all 25 in a single PDF. All 25 sets ask different questions.
Planned or Unplanned Spending?
D2.Eco.1.3-5
NameDate
Sort the spending, then circle the best answers.
1.Sort each one: Planned or Unplanned?
Sort: Saving part of each allowance for a family trip, Buying candy in line at the checkout because it looked good, Spending all your birthday money on the first toy you see, Buying school supplies from a list in August
PlannedUnplanned
2.Sort each one: Planned or Unplanned?
Sort: Buying a toy the same day you saw it in an ad, Saving for six weeks to buy a soccer ball, Writing a grocery list and sticking to it, Buying an umbrella when a storm starts on the walk home
PlannedUnplanned
3.Which shows planned spending?
A.Buying whatever is near the register
B.Spending all your money at the first store
C.Making a list before going to the store
4.Why might someone wait a week before buying a toy they just saw?
A.So the toy gets more expensive
B.So they forget their money
C.To decide whether they really want it
5.What is one benefit of planned spending?
A.You never need to save again
B.You are more likely to have money for what matters most
C.Prices always go down
6.What is one cost of unplanned spending?
A.You earn more money
B.You always get a better price
C.You may not have money left for something you need later
LessonPrint · D2.Eco.1.3-5 · Set 6 · free to copy for classroom use
Answer key — Planned or Unplanned Spending?
Set 6. Prints on its own sheet.
1.1. Buying candy in line at the checkout because it looked good — Unplanned 2. Buying school supplies from a list in August — Planned 3. Saving part of each allowance for a family trip — Planned 4. Spending all your birthday money on the first toy you see — Unplanned
2.1. Buying a toy the same day you saw it in an ad — Unplanned 2. Buying an umbrella when a storm starts on the walk home — Unplanned 3. Saving for six weeks to buy a soccer ball — Planned 4. Writing a grocery list and sticking to it — Planned
3.Making a list before going to the store
4.To decide whether they really want it
5.You are more likely to have money for what matters most
6.You may not have money left for something you need later
Last reviewed 2026-09-05. Aligned to D2.Eco.1.3-5 of the C3 Framework for Social Studies State Standards.