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Planned or Unplanned Spending? is a free printable Grade 3 to Grade 5 social studies worksheet on the costs and benefits of planned and unplanned spending, aligned to C3 Framework indicator D2.Eco.1.3-5. It prints 6 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 21 of 25 · the same problems every time you open this link.

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Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

Planned or Unplanned Spending?

D2.Eco.1.3-5

NameDate

Sort the spending, then circle the best answers.

1.Sort each one: Planned or Unplanned?

Sort: Saving part of each allowance for a family trip, Waiting for a sale to buy winter boots, Spending all your birthday money on the first toy you see, Buying a toy the same day you saw it in an ad

PlannedUnplanned
2.Sort each one: Planned or Unplanned?

Sort: Buying a game because a friend just got it, Setting aside money each week for Mom's birthday gift, Buying school supplies from a list in August, Spending your lunch money at the arcade

PlannedUnplanned
3.What is one benefit of planned spending?
  • A.Prices always go down
  • B.You never need to save again
  • C.You are more likely to have money for what matters most
4.Lily buys candy at the checkout every week. What could she be giving up?
  • A.Her library card
  • B.Money she could have saved for something bigger
  • C.Her lunch box
5.What is a budget?
  • A.A kind of store
  • B.A plan for how to use your money
  • C.A tax on toys
6.What is one cost of unplanned spending?
  • A.You always get a better price
  • B.You earn more money
  • C.You may not have money left for something you need later

LessonPrint · D2.Eco.1.3-5 · Set 21 · free to copy for classroom use

Answer key — Planned or Unplanned Spending?

Set 21. Prints on its own sheet.

  1. 1.1. Buying a toy the same day you saw it in an ad — Unplanned 2. Saving part of each allowance for a family trip — Planned 3. Spending all your birthday money on the first toy you see — Unplanned 4. Waiting for a sale to buy winter boots — Planned
  2. 2.1. Buying a game because a friend just got it — Unplanned 2. Buying school supplies from a list in August — Planned 3. Setting aside money each week for Mom's birthday gift — Planned 4. Spending your lunch money at the arcade — Unplanned
  3. 3.You are more likely to have money for what matters most
  4. 4.Money she could have saved for something bigger
  5. 5.A plan for how to use your money
  6. 6.You may not have money left for something you need later

Last reviewed 2026-09-05. Aligned to D2.Eco.1.3-5 of the C3 Framework for Social Studies State Standards.