Planned or Unplanned Spending? is a free printable Grade 3 to Grade 5 social studies worksheet on the costs and benefits of planned and unplanned spending, aligned to C3 Framework indicator D2.Eco.1.3-5. It prints 6 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.
Set 13 of 25 · the same problems every time you open this link.
Set 1 has all 25 in a single PDF. All 25 sets ask different questions.
Planned or Unplanned Spending?
D2.Eco.1.3-5
NameDate
Sort the spending, then circle the best answers.
1.Sort each one: Planned or Unplanned?
Sort: Buying a second slushie at the game without thinking, Spending your lunch money at the arcade, Saving part of each allowance for a family trip, Setting aside money each week for Mom's birthday gift
PlannedUnplanned
2.Sort each one: Planned or Unplanned?
Sort: Buying a toy the same day you saw it in an ad, Waiting for a sale to buy winter boots, Writing a grocery list and sticking to it, Buying candy in line at the checkout because it looked good
PlannedUnplanned
3.Which shows planned spending?
A.Buying whatever is near the register
B.Making a list before going to the store
C.Spending all your money at the first store
4.Lily buys candy at the checkout every week. What could she be giving up?
A.Her library card
B.Money she could have saved for something bigger
C.Her lunch box
5.What is one cost of unplanned spending?
A.You may not have money left for something you need later
B.You earn more money
C.You always get a better price
6.What can be a benefit of an unplanned purchase?
A.It always saves money
B.You get something you need right away, like an umbrella in a storm
C.It never costs anything
LessonPrint · D2.Eco.1.3-5 · Set 13 · free to copy for classroom use
Answer key — Planned or Unplanned Spending?
Set 13. Prints on its own sheet.
1.1. Buying a second slushie at the game without thinking — Unplanned 2. Saving part of each allowance for a family trip — Planned 3. Setting aside money each week for Mom's birthday gift — Planned 4. Spending your lunch money at the arcade — Unplanned
2.1. Buying a toy the same day you saw it in an ad — Unplanned 2. Buying candy in line at the checkout because it looked good — Unplanned 3. Waiting for a sale to buy winter boots — Planned 4. Writing a grocery list and sticking to it — Planned
3.Making a list before going to the store
4.Money she could have saved for something bigger
5.You may not have money left for something you need later
6.You get something you need right away, like an umbrella in a storm
Last reviewed 2026-09-05. Aligned to D2.Eco.1.3-5 of the C3 Framework for Social Studies State Standards.