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Planned or Unplanned Spending? is a free printable Grade 3 to Grade 5 social studies worksheet on the costs and benefits of planned and unplanned spending, aligned to C3 Framework indicator D2.Eco.1.3-5. It prints 6 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 22 of 25 · the same problems every time you open this link.

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Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

Planned or Unplanned Spending?

D2.Eco.1.3-5

NameDate

Sort the spending, then circle the best answers.

1.Sort each one: Planned or Unplanned?

Sort: Buying a game because a friend just got it, Setting aside money each week for Mom's birthday gift, Waiting for a sale to buy winter boots, Spending your lunch money at the arcade

PlannedUnplanned
2.Sort each one: Planned or Unplanned?

Sort: Buying candy in line at the checkout because it looked good, Buying a toy the same day you saw it in an ad, Saving part of each allowance for a family trip, Writing a grocery list and sticking to it

PlannedUnplanned
3.Lily buys candy at the checkout every week. What could she be giving up?
  • A.Money she could have saved for something bigger
  • B.Her lunch box
  • C.Her library card
4.A bike tire pops and must be fixed today. What kind of spending is this?
  • A.Unplanned, but needed
  • B.A gift
  • C.Planned months ago
5.What can be a benefit of an unplanned purchase?
  • A.You get something you need right away, like an umbrella in a storm
  • B.It never costs anything
  • C.It always saves money
6.What is a budget?
  • A.A plan for how to use your money
  • B.A kind of store
  • C.A tax on toys

LessonPrint · D2.Eco.1.3-5 · Set 22 · free to copy for classroom use

Answer key — Planned or Unplanned Spending?

Set 22. Prints on its own sheet.

  1. 1.1. Buying a game because a friend just got it — Unplanned 2. Setting aside money each week for Mom's birthday gift — Planned 3. Spending your lunch money at the arcade — Unplanned 4. Waiting for a sale to buy winter boots — Planned
  2. 2.1. Buying a toy the same day you saw it in an ad — Unplanned 2. Buying candy in line at the checkout because it looked good — Unplanned 3. Saving part of each allowance for a family trip — Planned 4. Writing a grocery list and sticking to it — Planned
  3. 3.Money she could have saved for something bigger
  4. 4.Unplanned, but needed
  5. 5.You get something you need right away, like an umbrella in a storm
  6. 6.A plan for how to use your money

Last reviewed 2026-09-05. Aligned to D2.Eco.1.3-5 of the C3 Framework for Social Studies State Standards.