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Planned or Unplanned Spending? is a free printable Grade 3 to Grade 5 social studies worksheet on the costs and benefits of planned and unplanned spending, aligned to C3 Framework indicator D2.Eco.1.3-5. It prints 6 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 2 of 25 · the same problems every time you open this link.

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Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

Planned or Unplanned Spending?

D2.Eco.1.3-5

NameDate

Sort the spending, then circle the best answers.

1.Sort each one: Planned or Unplanned?

Sort: Buying an umbrella when a storm starts on the walk home, Buying school supplies from a list in August, Setting aside money each week for Mom's birthday gift, Spending your lunch money at the arcade

PlannedUnplanned
2.Sort each one: Planned or Unplanned?

Sort: Deciding to spend $10 at the fair before you go, Paying to fix a bike tire that suddenly went flat, Buying a second slushie at the game without thinking, Comparing prices before buying a bike helmet

PlannedUnplanned
3.Why might someone wait a week before buying a toy they just saw?
  • A.To decide whether they really want it
  • B.So the toy gets more expensive
  • C.So they forget their money
4.Marco has $10 and a list: a notebook for $3 and pencils for $2. How much is left if he sticks to his plan?
  • A.$3 + $2 = $5; $10 − $5 = $5
  • B.$7
  • C.$8
5.Lily buys candy at the checkout every week. What could she be giving up?
  • A.Money she could have saved for something bigger
  • B.Her lunch box
  • C.Her library card
6.What is one benefit of planned spending?
  • A.Prices always go down
  • B.You never need to save again
  • C.You are more likely to have money for what matters most

LessonPrint · D2.Eco.1.3-5 · Set 2 · free to copy for classroom use

Answer key — Planned or Unplanned Spending?

Set 2. Prints on its own sheet.

  1. 1.1. Buying an umbrella when a storm starts on the walk home — Unplanned 2. Buying school supplies from a list in August — Planned 3. Setting aside money each week for Mom's birthday gift — Planned 4. Spending your lunch money at the arcade — Unplanned
  2. 2.1. Buying a second slushie at the game without thinking — Unplanned 2. Comparing prices before buying a bike helmet — Planned 3. Deciding to spend $10 at the fair before you go — Planned 4. Paying to fix a bike tire that suddenly went flat — Unplanned
  3. 3.To decide whether they really want it
  4. 4.$3 + $2 = $5; $10 − $5 = $5
  5. 5.Money she could have saved for something bigger
  6. 6.You are more likely to have money for what matters most

Last reviewed 2026-09-05. Aligned to D2.Eco.1.3-5 of the C3 Framework for Social Studies State Standards.