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Planned or Unplanned Spending? is a free printable Grade 3 to Grade 5 social studies worksheet on the costs and benefits of planned and unplanned spending, aligned to C3 Framework indicator D2.Eco.1.3-5. It prints 6 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 23 of 25 · the same problems every time you open this link.

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Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

Planned or Unplanned Spending?

D2.Eco.1.3-5

NameDate

Sort the spending, then circle the best answers.

1.Sort each one: Planned or Unplanned?

Sort: Buying a second slushie at the game without thinking, Setting aside money each week for Mom's birthday gift, Saving part of each allowance for a family trip, Buying a toy the same day you saw it in an ad

PlannedUnplanned
2.Sort each one: Planned or Unplanned?

Sort: Buying school supplies from a list in August, Buying an umbrella when a storm starts on the walk home, Paying to fix a bike tire that suddenly went flat, Saving for six weeks to buy a soccer ball

PlannedUnplanned
3.Why might someone wait a week before buying a toy they just saw?
  • A.So the toy gets more expensive
  • B.So they forget their money
  • C.To decide whether they really want it
4.Marco has $10 and a list: a notebook for $3 and pencils for $2. How much is left if he sticks to his plan?
  • A.$8
  • B.$7
  • C.$3 + $2 = $5; $10 − $5 = $5
5.Why is it helpful to keep some savings for surprises?
  • A.Surprises never cost money
  • B.Savings are only for toys
  • C.Unplanned needs, like a broken bike, can still be paid for
6.What is a budget?
  • A.A plan for how to use your money
  • B.A tax on toys
  • C.A kind of store

LessonPrint · D2.Eco.1.3-5 · Set 23 · free to copy for classroom use

Answer key — Planned or Unplanned Spending?

Set 23. Prints on its own sheet.

  1. 1.1. Buying a second slushie at the game without thinking — Unplanned 2. Buying a toy the same day you saw it in an ad — Unplanned 3. Saving part of each allowance for a family trip — Planned 4. Setting aside money each week for Mom's birthday gift — Planned
  2. 2.1. Buying an umbrella when a storm starts on the walk home — Unplanned 2. Buying school supplies from a list in August — Planned 3. Paying to fix a bike tire that suddenly went flat — Unplanned 4. Saving for six weeks to buy a soccer ball — Planned
  3. 3.To decide whether they really want it
  4. 4.$3 + $2 = $5; $10 − $5 = $5
  5. 5.Unplanned needs, like a broken bike, can still be paid for
  6. 6.A plan for how to use your money

Last reviewed 2026-09-05. Aligned to D2.Eco.1.3-5 of the C3 Framework for Social Studies State Standards.