Planned or Unplanned Spending? is a free printable Grade 3 to Grade 5 social studies worksheet on the costs and benefits of planned and unplanned spending, aligned to C3 Framework indicator D2.Eco.1.3-5. It prints 6 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.
Set 24 of 25 · the same problems every time you open this link.
Set 1 has all 25 in a single PDF. All 25 sets ask different questions.
Planned or Unplanned Spending?
D2.Eco.1.3-5
NameDate
Sort the spending, then circle the best answers.
1.Sort each one: Planned or Unplanned?
Sort: Saving for six weeks to buy a soccer ball, Deciding to spend $10 at the fair before you go, Buying a second slushie at the game without thinking, Spending your lunch money at the arcade
PlannedUnplanned
2.Sort each one: Planned or Unplanned?
Sort: Writing a grocery list and sticking to it, Buying a game because a friend just got it, Spending all your birthday money on the first toy you see, Comparing prices before buying a bike helmet
PlannedUnplanned
3.What can be a benefit of an unplanned purchase?
A.You get something you need right away, like an umbrella in a storm
B.It always saves money
C.It never costs anything
4.A bike tire pops and must be fixed today. What kind of spending is this?
A.Planned months ago
B.Unplanned, but needed
C.A gift
5.Why is it helpful to keep some savings for surprises?
A.Savings are only for toys
B.Unplanned needs, like a broken bike, can still be paid for
C.Surprises never cost money
6.What is a budget?
A.A tax on toys
B.A kind of store
C.A plan for how to use your money
LessonPrint · D2.Eco.1.3-5 · Set 24 · free to copy for classroom use
Answer key — Planned or Unplanned Spending?
Set 24. Prints on its own sheet.
1.1. Buying a second slushie at the game without thinking — Unplanned 2. Deciding to spend $10 at the fair before you go — Planned 3. Saving for six weeks to buy a soccer ball — Planned 4. Spending your lunch money at the arcade — Unplanned
2.1. Buying a game because a friend just got it — Unplanned 2. Comparing prices before buying a bike helmet — Planned 3. Spending all your birthday money on the first toy you see — Unplanned 4. Writing a grocery list and sticking to it — Planned
3.You get something you need right away, like an umbrella in a storm
4.Unplanned, but needed
5.Unplanned needs, like a broken bike, can still be paid for
6.A plan for how to use your money
Last reviewed 2026-09-05. Aligned to D2.Eco.1.3-5 of the C3 Framework for Social Studies State Standards.