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Planned or Unplanned Spending? is a free printable Grade 3 to Grade 5 social studies worksheet on the costs and benefits of planned and unplanned spending, aligned to C3 Framework indicator D2.Eco.1.3-5. It prints 6 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 4 of 25 · the same problems every time you open this link.

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Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

Planned or Unplanned Spending?

D2.Eco.1.3-5

NameDate

Sort the spending, then circle the best answers.

1.Sort each one: Planned or Unplanned?

Sort: Setting aside money each week for Mom's birthday gift, Buying an umbrella when a storm starts on the walk home, Buying school supplies from a list in August, Spending all your birthday money on the first toy you see

PlannedUnplanned
2.Sort each one: Planned or Unplanned?

Sort: Saving part of each allowance for a family trip, Waiting for a sale to buy winter boots, Buying candy in line at the checkout because it looked good, Spending your lunch money at the arcade

PlannedUnplanned
3.Marco has $10 and a list: a notebook for $3 and pencils for $2. How much is left if he sticks to his plan?
  • A.$8
  • B.$7
  • C.$3 + $2 = $5; $10 − $5 = $5
4.Why is it helpful to keep some savings for surprises?
  • A.Unplanned needs, like a broken bike, can still be paid for
  • B.Savings are only for toys
  • C.Surprises never cost money
5.Lily buys candy at the checkout every week. What could she be giving up?
  • A.Her lunch box
  • B.Her library card
  • C.Money she could have saved for something bigger
6.A bike tire pops and must be fixed today. What kind of spending is this?
  • A.Unplanned, but needed
  • B.A gift
  • C.Planned months ago

LessonPrint · D2.Eco.1.3-5 · Set 4 · free to copy for classroom use

Answer key — Planned or Unplanned Spending?

Set 4. Prints on its own sheet.

  1. 1.1. Buying an umbrella when a storm starts on the walk home — Unplanned 2. Buying school supplies from a list in August — Planned 3. Setting aside money each week for Mom's birthday gift — Planned 4. Spending all your birthday money on the first toy you see — Unplanned
  2. 2.1. Buying candy in line at the checkout because it looked good — Unplanned 2. Saving part of each allowance for a family trip — Planned 3. Spending your lunch money at the arcade — Unplanned 4. Waiting for a sale to buy winter boots — Planned
  3. 3.$3 + $2 = $5; $10 − $5 = $5
  4. 4.Unplanned needs, like a broken bike, can still be paid for
  5. 5.Money she could have saved for something bigger
  6. 6.Unplanned, but needed

Last reviewed 2026-09-05. Aligned to D2.Eco.1.3-5 of the C3 Framework for Social Studies State Standards.