Planned or Unplanned Spending? is a free printable Grade 3 to Grade 5 social studies worksheet on the costs and benefits of planned and unplanned spending, aligned to C3 Framework indicator D2.Eco.1.3-5. It prints 6 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.
Set 5 of 25 · the same problems every time you open this link.
Set 1 has all 25 in a single PDF. All 25 sets ask different questions.
Planned or Unplanned Spending?
D2.Eco.1.3-5
NameDate
Sort the spending, then circle the best answers.
1.Sort each one: Planned or Unplanned?
Sort: Buying a game because a friend just got it, Spending your lunch money at the arcade, Setting aside money each week for Mom's birthday gift, Comparing prices before buying a bike helmet
PlannedUnplanned
2.Sort each one: Planned or Unplanned?
Sort: Spending all your birthday money on the first toy you see, Waiting for a sale to buy winter boots, Buying a toy the same day you saw it in an ad, Saving for six weeks to buy a soccer ball
PlannedUnplanned
3.Lily buys candy at the checkout every week. What could she be giving up?
A.Money she could have saved for something bigger
B.Her lunch box
C.Her library card
4.What is one benefit of planned spending?
A.You are more likely to have money for what matters most
B.Prices always go down
C.You never need to save again
5.A bike tire pops and must be fixed today. What kind of spending is this?
A.Planned months ago
B.Unplanned, but needed
C.A gift
6.What is one cost of unplanned spending?
A.You may not have money left for something you need later
B.You always get a better price
C.You earn more money
LessonPrint · D2.Eco.1.3-5 · Set 5 · free to copy for classroom use
Answer key — Planned or Unplanned Spending?
Set 5. Prints on its own sheet.
1.1. Buying a game because a friend just got it — Unplanned 2. Comparing prices before buying a bike helmet — Planned 3. Setting aside money each week for Mom's birthday gift — Planned 4. Spending your lunch money at the arcade — Unplanned
2.1. Buying a toy the same day you saw it in an ad — Unplanned 2. Saving for six weeks to buy a soccer ball — Planned 3. Spending all your birthday money on the first toy you see — Unplanned 4. Waiting for a sale to buy winter boots — Planned
3.Money she could have saved for something bigger
4.You are more likely to have money for what matters most
5.Unplanned, but needed
6.You may not have money left for something you need later
Last reviewed 2026-09-05. Aligned to D2.Eco.1.3-5 of the C3 Framework for Social Studies State Standards.