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Planned or Unplanned Spending? is a free printable Grade 3 to Grade 5 social studies worksheet on the costs and benefits of planned and unplanned spending, aligned to C3 Framework indicator D2.Eco.1.3-5. It prints 6 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 7 of 25 · the same problems every time you open this link.

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Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

Planned or Unplanned Spending?

D2.Eco.1.3-5

NameDate

Sort the spending, then circle the best answers.

1.Sort each one: Planned or Unplanned?

Sort: Buying a toy the same day you saw it in an ad, Buying a game because a friend just got it, Comparing prices before buying a bike helmet, Setting aside money each week for Mom's birthday gift

PlannedUnplanned
2.Sort each one: Planned or Unplanned?

Sort: Spending your lunch money at the arcade, Writing a grocery list and sticking to it, Saving part of each allowance for a family trip, Spending all your birthday money on the first toy you see

PlannedUnplanned
3.What is one benefit of planned spending?
  • A.You are more likely to have money for what matters most
  • B.You never need to save again
  • C.Prices always go down
4.Ben planned to spend $6 at the fair but spent $9. How much more did he spend than he planned?
  • A.$9 − $6 = $3
  • B.$15
  • C.$6
5.What is one cost of unplanned spending?
  • A.You always get a better price
  • B.You may not have money left for something you need later
  • C.You earn more money
6.Lily buys candy at the checkout every week. What could she be giving up?
  • A.Her lunch box
  • B.Money she could have saved for something bigger
  • C.Her library card

LessonPrint · D2.Eco.1.3-5 · Set 7 · free to copy for classroom use

Answer key — Planned or Unplanned Spending?

Set 7. Prints on its own sheet.

  1. 1.1. Buying a game because a friend just got it — Unplanned 2. Buying a toy the same day you saw it in an ad — Unplanned 3. Comparing prices before buying a bike helmet — Planned 4. Setting aside money each week for Mom's birthday gift — Planned
  2. 2.1. Saving part of each allowance for a family trip — Planned 2. Spending all your birthday money on the first toy you see — Unplanned 3. Spending your lunch money at the arcade — Unplanned 4. Writing a grocery list and sticking to it — Planned
  3. 3.You are more likely to have money for what matters most
  4. 4.$9 − $6 = $3
  5. 5.You may not have money left for something you need later
  6. 6.Money she could have saved for something bigger

Last reviewed 2026-09-05. Aligned to D2.Eco.1.3-5 of the C3 Framework for Social Studies State Standards.