Borrowing Wisely is a free printable Kindergarten to Grade 2 social studies worksheet on responsible and irresponsible borrowing, aligned to C3 Framework indicator D2.Eco.2.K-2. It prints 6 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.
Set 10 of 25 · the same problems every time you open this link.
Set 1 has all 25 in a single PDF. All 25 sets ask different questions.
Borrowing Wisely
D2.Eco.2.K-2
NameDate
Sort each borrower, then circle the best answers.
1.Sort each one: Responsible or Not responsible?
Sort: Takes a classmate's crayons without asking, Promises to pay back on Friday, then forgets, Borrows only what they can pay back, Returns a borrowed game in good shape and says thank you
ResponsibleNot responsible
2.Sort each one: Responsible or Not responsible?
Sort: Asks before borrowing a friend's markers, Keeps a library book months past the due date, Borrows a book and returns it on time, Borrows $5 and never pays it back
ResponsibleNot responsible
3.What happens if you keep a borrowed thing too long?
A.The owner gets two of them
B.The owner cannot use it
C.It becomes yours
4.You broke a toy you borrowed. What is the responsible thing to do?
A.Tell the owner and offer to fix or replace it
B.Blame someone else
C.Hide it
5.Why should you borrow only what you can pay back?
A.So you can keep your promise
B.So you can borrow more tomorrow
C.Because borrowing is free
6.Why do people trust a borrower who pays back on time?
A.The borrower kept a promise
B.The borrower is tall
C.The borrower spent it fast
LessonPrint · D2.Eco.2.K-2 · Set 10 · free to copy for classroom use
Answer key — Borrowing Wisely
Set 10. Prints on its own sheet.
1.1. Borrows only what they can pay back — Responsible 2. Promises to pay back on Friday, then forgets — Not responsible 3. Returns a borrowed game in good shape and says thank you — Responsible 4. Takes a classmate's crayons without asking — Not responsible
2.1. Asks before borrowing a friend's markers — Responsible 2. Borrows $5 and never pays it back — Not responsible 3. Borrows a book and returns it on time — Responsible 4. Keeps a library book months past the due date — Not responsible
3.The owner cannot use it
4.Tell the owner and offer to fix or replace it
5.So you can keep your promise
6.The borrower kept a promise
Last reviewed 2026-09-05. Aligned to D2.Eco.2.K-2 of the C3 Framework for Social Studies State Standards.