Borrowing Wisely is a free printable Kindergarten to Grade 2 social studies worksheet on responsible and irresponsible borrowing, aligned to C3 Framework indicator D2.Eco.2.K-2. It prints 6 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.
Set 17 of 25 · the same problems every time you open this link.
Set 1 has all 25 in a single PDF. All 25 sets ask different questions.
Borrowing Wisely
D2.Eco.2.K-2
NameDate
Sort each borrower, then circle the best answers.
1.Sort each one: Responsible or Not responsible?
Sort: Keeps a library book months past the due date, Takes good care of a borrowed bike, Promises to pay back on Friday, then forgets, Borrows a book and returns it on time
ResponsibleNot responsible
2.Sort each one: Responsible or Not responsible?
Sort: Returns a borrowed game in good shape and says thank you, Breaks a borrowed toy and hides it, Takes a classmate's crayons without asking, Borrows $2 and pays it back on the day promised
ResponsibleNot responsible
3.Why should you borrow only what you can pay back?
A.So you can borrow more tomorrow
B.So you can keep your promise
C.Because borrowing is free
4.You borrowed $3 and promised to pay it back on Monday. What is responsible?
A.Never mention it again
B.Pay back the $3 on Monday
C.Pay it back next year
5.Max wants to borrow $10 for candy he does not need. Is that a good reason to borrow?
A.Yes, because candy is a need
B.No, he would owe money for something he does not need
C.Yes, borrowing is always good
6.You broke a toy you borrowed. What is the responsible thing to do?
A.Blame someone else
B.Hide it
C.Tell the owner and offer to fix or replace it
LessonPrint · D2.Eco.2.K-2 · Set 17 · free to copy for classroom use
Answer key — Borrowing Wisely
Set 17. Prints on its own sheet.
1.1. Borrows a book and returns it on time — Responsible 2. Keeps a library book months past the due date — Not responsible 3. Promises to pay back on Friday, then forgets — Not responsible 4. Takes good care of a borrowed bike — Responsible
2.1. Borrows $2 and pays it back on the day promised — Responsible 2. Breaks a borrowed toy and hides it — Not responsible 3. Returns a borrowed game in good shape and says thank you — Responsible 4. Takes a classmate's crayons without asking — Not responsible
3.So you can keep your promise
4.Pay back the $3 on Monday
5.No, he would owe money for something he does not need
6.Tell the owner and offer to fix or replace it
Last reviewed 2026-09-05. Aligned to D2.Eco.2.K-2 of the C3 Framework for Social Studies State Standards.