Borrowing Wisely is a free printable Kindergarten to Grade 2 social studies worksheet on responsible and irresponsible borrowing, aligned to C3 Framework indicator D2.Eco.2.K-2. It prints 6 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.
Set 25 of 25 · the same problems every time you open this link.
Set 1 has all 25 in a single PDF. All 25 sets ask different questions.
Borrowing Wisely
D2.Eco.2.K-2
NameDate
Sort each borrower, then circle the best answers.
1.Sort each one: Responsible or Not responsible?
Sort: Borrows only what they can pay back, Takes a classmate's crayons without asking, Promises to pay back on Friday, then forgets, Returns a borrowed game in good shape and says thank you
ResponsibleNot responsible
2.Sort each one: Responsible or Not responsible?
Sort: Borrows $5 and never pays it back, Borrows a book and returns it on time, Takes good care of a borrowed bike, Keeps a library book months past the due date
ResponsibleNot responsible
3.You borrowed a friend's jacket. How should you give it back?
A.Torn and muddy
B.Clean and in good shape
C.Never
4.Why do people trust a borrower who pays back on time?
A.The borrower is tall
B.The borrower spent it fast
C.The borrower kept a promise
5.Why should you borrow only what you can pay back?
A.Because borrowing is free
B.So you can keep your promise
C.So you can borrow more tomorrow
6.Before you borrow something, what should you do?
A.Take it while nobody is looking
B.Borrow it without telling anyone
C.Ask the owner first
LessonPrint · D2.Eco.2.K-2 · Set 25 · free to copy for classroom use
Answer key — Borrowing Wisely
Set 25. Prints on its own sheet.
1.1. Borrows only what they can pay back — Responsible 2. Promises to pay back on Friday, then forgets — Not responsible 3. Returns a borrowed game in good shape and says thank you — Responsible 4. Takes a classmate's crayons without asking — Not responsible
2.1. Borrows $5 and never pays it back — Not responsible 2. Borrows a book and returns it on time — Responsible 3. Keeps a library book months past the due date — Not responsible 4. Takes good care of a borrowed bike — Responsible
3.Clean and in good shape
4.The borrower kept a promise
5.So you can keep your promise
6.Ask the owner first
Last reviewed 2026-09-05. Aligned to D2.Eco.2.K-2 of the C3 Framework for Social Studies State Standards.