Borrowing Wisely is a free printable Kindergarten to Grade 2 social studies worksheet on responsible and irresponsible borrowing, aligned to C3 Framework indicator D2.Eco.2.K-2. It prints 6 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.
Set 8 of 25 · the same problems every time you open this link.
Set 1 has all 25 in a single PDF. All 25 sets ask different questions.
Borrowing Wisely
D2.Eco.2.K-2
NameDate
Sort each borrower, then circle the best answers.
1.Sort each one: Responsible or Not responsible?
Sort: Borrows $5 and never pays it back, Takes a classmate's crayons without asking, Takes good care of a borrowed bike, Borrows $2 and pays it back on the day promised
ResponsibleNot responsible
2.Sort each one: Responsible or Not responsible?
Sort: Borrows only what they can pay back, Promises to pay back on Friday, then forgets, Asks before borrowing a friend's markers, Keeps a library book months past the due date
ResponsibleNot responsible
3.When is borrowing a better choice?
A.When you never plan to pay it back
B.When you need something now and can pay it back
C.When you want to buy everything
4.Your library book is due on Friday. What is responsible?
A.Keep it for a year
B.Give it to a friend to keep
C.Return it by Friday
5.You broke a toy you borrowed. What is the responsible thing to do?
A.Hide it
B.Tell the owner and offer to fix or replace it
C.Blame someone else
6.What happens if you keep a borrowed thing too long?
A.The owner gets two of them
B.It becomes yours
C.The owner cannot use it
LessonPrint · D2.Eco.2.K-2 · Set 8 · free to copy for classroom use
Answer key — Borrowing Wisely
Set 8. Prints on its own sheet.
1.1. Borrows $2 and pays it back on the day promised — Responsible 2. Borrows $5 and never pays it back — Not responsible 3. Takes a classmate's crayons without asking — Not responsible 4. Takes good care of a borrowed bike — Responsible
2.1. Asks before borrowing a friend's markers — Responsible 2. Borrows only what they can pay back — Responsible 3. Keeps a library book months past the due date — Not responsible 4. Promises to pay back on Friday, then forgets — Not responsible
3.When you need something now and can pay it back
4.Return it by Friday
5.Tell the owner and offer to fix or replace it
6.The owner cannot use it
Last reviewed 2026-09-05. Aligned to D2.Eco.2.K-2 of the C3 Framework for Social Studies State Standards.