Borrowing Wisely is a free printable Kindergarten to Grade 2 social studies worksheet on responsible and irresponsible borrowing, aligned to C3 Framework indicator D2.Eco.2.K-2. It prints 6 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.
Set 12 of 25 · the same problems every time you open this link.
Set 1 has all 25 in a single PDF. All 25 sets ask different questions.
Borrowing Wisely
D2.Eco.2.K-2
NameDate
Sort each borrower, then circle the best answers.
1.Sort each one: Responsible or Not responsible?
Sort: Borrows $2 and pays it back on the day promised, Keeps a library book months past the due date, Breaks a borrowed toy and hides it, Borrows only what they can pay back
ResponsibleNot responsible
2.Sort each one: Responsible or Not responsible?
Sort: Returns a borrowed game in good shape and says thank you, Borrows $5 and never pays it back, Borrows a book and returns it on time, Takes a classmate's crayons without asking
ResponsibleNot responsible
3.Max wants to borrow $10 for candy he does not need. Is that a good reason to borrow?
A.Yes, because candy is a need
B.Yes, borrowing is always good
C.No, he would owe money for something he does not need
4.Why do people trust a borrower who pays back on time?
A.The borrower is tall
B.The borrower kept a promise
C.The borrower spent it fast
5.Why should you borrow only what you can pay back?
A.So you can keep your promise
B.So you can borrow more tomorrow
C.Because borrowing is free
6.When is borrowing a better choice?
A.When you never plan to pay it back
B.When you want to buy everything
C.When you need something now and can pay it back
LessonPrint · D2.Eco.2.K-2 · Set 12 · free to copy for classroom use
Answer key — Borrowing Wisely
Set 12. Prints on its own sheet.
1.1. Borrows $2 and pays it back on the day promised — Responsible 2. Borrows only what they can pay back — Responsible 3. Breaks a borrowed toy and hides it — Not responsible 4. Keeps a library book months past the due date — Not responsible
2.1. Borrows $5 and never pays it back — Not responsible 2. Borrows a book and returns it on time — Responsible 3. Returns a borrowed game in good shape and says thank you — Responsible 4. Takes a classmate's crayons without asking — Not responsible
3.No, he would owe money for something he does not need
4.The borrower kept a promise
5.So you can keep your promise
6.When you need something now and can pay it back
Last reviewed 2026-09-05. Aligned to D2.Eco.2.K-2 of the C3 Framework for Social Studies State Standards.