Borrowing Wisely is a free printable Kindergarten to Grade 2 social studies worksheet on responsible and irresponsible borrowing, aligned to C3 Framework indicator D2.Eco.2.K-2. It prints 6 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.
Set 20 of 25 · the same problems every time you open this link.
Set 1 has all 25 in a single PDF. All 25 sets ask different questions.
Borrowing Wisely
D2.Eco.2.K-2
NameDate
Sort each borrower, then circle the best answers.
1.Sort each one: Responsible or Not responsible?
Sort: Promises to pay back on Friday, then forgets, Returns a borrowed game in good shape and says thank you, Borrows $5 and never pays it back, Asks before borrowing a friend's markers
ResponsibleNot responsible
2.Sort each one: Responsible or Not responsible?
Sort: Borrows more money than they can pay back, Borrows only what they can pay back, Takes good care of a borrowed bike, Takes a classmate's crayons without asking
ResponsibleNot responsible
3.You broke a toy you borrowed. What is the responsible thing to do?
A.Blame someone else
B.Hide it
C.Tell the owner and offer to fix or replace it
4.Before you borrow something, what should you do?
A.Borrow it without telling anyone
B.Ask the owner first
C.Take it while nobody is looking
5.Why should you borrow only what you can pay back?
A.Because borrowing is free
B.So you can borrow more tomorrow
C.So you can keep your promise
6.When is borrowing a better choice?
A.When you never plan to pay it back
B.When you want to buy everything
C.When you need something now and can pay it back
LessonPrint · D2.Eco.2.K-2 · Set 20 · free to copy for classroom use
Answer key — Borrowing Wisely
Set 20. Prints on its own sheet.
1.1. Asks before borrowing a friend's markers — Responsible 2. Borrows $5 and never pays it back — Not responsible 3. Promises to pay back on Friday, then forgets — Not responsible 4. Returns a borrowed game in good shape and says thank you — Responsible
2.1. Borrows more money than they can pay back — Not responsible 2. Borrows only what they can pay back — Responsible 3. Takes a classmate's crayons without asking — Not responsible 4. Takes good care of a borrowed bike — Responsible
3.Tell the owner and offer to fix or replace it
4.Ask the owner first
5.So you can keep your promise
6.When you need something now and can pay it back
Last reviewed 2026-09-05. Aligned to D2.Eco.2.K-2 of the C3 Framework for Social Studies State Standards.