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Borrowing Wisely is a free printable Kindergarten to Grade 2 social studies worksheet on responsible and irresponsible borrowing, aligned to C3 Framework indicator D2.Eco.2.K-2. It prints 6 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 23 of 25 · the same problems every time you open this link.

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Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

Borrowing Wisely

D2.Eco.2.K-2

NameDate

Sort each borrower, then circle the best answers.

1.Sort each one: Responsible or Not responsible?

Sort: Promises to pay back on Friday, then forgets, Borrows only what they can pay back, Takes good care of a borrowed bike, Borrows $5 and never pays it back

ResponsibleNot responsible
2.Sort each one: Responsible or Not responsible?

Sort: Borrows more money than they can pay back, Takes a classmate's crayons without asking, Borrows $2 and pays it back on the day promised, Asks before borrowing a friend's markers

ResponsibleNot responsible
3.You borrowed a friend's jacket. How should you give it back?
  • A.Never
  • B.Torn and muddy
  • C.Clean and in good shape
4.Why should you borrow only what you can pay back?
  • A.So you can borrow more tomorrow
  • B.So you can keep your promise
  • C.Because borrowing is free
5.Your library book is due on Friday. What is responsible?
  • A.Keep it for a year
  • B.Return it by Friday
  • C.Give it to a friend to keep
6.What happens if you keep a borrowed thing too long?
  • A.The owner cannot use it
  • B.The owner gets two of them
  • C.It becomes yours

LessonPrint · D2.Eco.2.K-2 · Set 23 · free to copy for classroom use

Answer key — Borrowing Wisely

Set 23. Prints on its own sheet.

  1. 1.1. Borrows $5 and never pays it back — Not responsible 2. Borrows only what they can pay back — Responsible 3. Promises to pay back on Friday, then forgets — Not responsible 4. Takes good care of a borrowed bike — Responsible
  2. 2.1. Asks before borrowing a friend's markers — Responsible 2. Borrows $2 and pays it back on the day promised — Responsible 3. Borrows more money than they can pay back — Not responsible 4. Takes a classmate's crayons without asking — Not responsible
  3. 3.Clean and in good shape
  4. 4.So you can keep your promise
  5. 5.Return it by Friday
  6. 6.The owner cannot use it

Last reviewed 2026-09-05. Aligned to D2.Eco.2.K-2 of the C3 Framework for Social Studies State Standards.