Borrowing Wisely is a free printable Kindergarten to Grade 2 social studies worksheet on responsible and irresponsible borrowing, aligned to C3 Framework indicator D2.Eco.2.K-2. It prints 6 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.
Set 18 of 25 · the same problems every time you open this link.
Set 1 has all 25 in a single PDF. All 25 sets ask different questions.
Borrowing Wisely
D2.Eco.2.K-2
NameDate
Sort each borrower, then circle the best answers.
1.Sort each one: Responsible or Not responsible?
Sort: Takes good care of a borrowed bike, Returns a borrowed game in good shape and says thank you, Breaks a borrowed toy and hides it, Borrows more money than they can pay back
ResponsibleNot responsible
2.Sort each one: Responsible or Not responsible?
Sort: Asks before borrowing a friend's markers, Borrows $5 and never pays it back, Borrows a book and returns it on time, Keeps a library book months past the due date
ResponsibleNot responsible
3.You borrowed a friend's jacket. How should you give it back?
A.Clean and in good shape
B.Torn and muddy
C.Never
4.You borrowed $3 and promised to pay it back on Monday. What is responsible?
A.Pay it back next year
B.Pay back the $3 on Monday
C.Never mention it again
5.When is borrowing a better choice?
A.When you need something now and can pay it back
B.When you want to buy everything
C.When you never plan to pay it back
6.Max wants to borrow $10 for candy he does not need. Is that a good reason to borrow?
A.Yes, borrowing is always good
B.No, he would owe money for something he does not need
C.Yes, because candy is a need
LessonPrint · D2.Eco.2.K-2 · Set 18 · free to copy for classroom use
Answer key — Borrowing Wisely
Set 18. Prints on its own sheet.
1.1. Borrows more money than they can pay back — Not responsible 2. Breaks a borrowed toy and hides it — Not responsible 3. Returns a borrowed game in good shape and says thank you — Responsible 4. Takes good care of a borrowed bike — Responsible
2.1. Asks before borrowing a friend's markers — Responsible 2. Borrows $5 and never pays it back — Not responsible 3. Borrows a book and returns it on time — Responsible 4. Keeps a library book months past the due date — Not responsible
3.Clean and in good shape
4.Pay back the $3 on Monday
5.When you need something now and can pay it back
6.No, he would owe money for something he does not need
Last reviewed 2026-09-05. Aligned to D2.Eco.2.K-2 of the C3 Framework for Social Studies State Standards.