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Borrowing Wisely is a free printable Kindergarten to Grade 2 social studies worksheet on responsible and irresponsible borrowing, aligned to C3 Framework indicator D2.Eco.2.K-2. It prints 6 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 7 of 25 · the same problems every time you open this link.

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Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

Borrowing Wisely

D2.Eco.2.K-2

NameDate

Sort each borrower, then circle the best answers.

1.Sort each one: Responsible or Not responsible?

Sort: Borrows $5 and never pays it back, Promises to pay back on Friday, then forgets, Takes good care of a borrowed bike, Borrows $2 and pays it back on the day promised

ResponsibleNot responsible
2.Sort each one: Responsible or Not responsible?

Sort: Breaks a borrowed toy and hides it, Borrows only what they can pay back, Borrows more money than they can pay back, Returns a borrowed game in good shape and says thank you

ResponsibleNot responsible
3.You borrowed a friend's jacket. How should you give it back?
  • A.Clean and in good shape
  • B.Torn and muddy
  • C.Never
4.Why should you borrow only what you can pay back?
  • A.Because borrowing is free
  • B.So you can keep your promise
  • C.So you can borrow more tomorrow
5.Why do people trust a borrower who pays back on time?
  • A.The borrower kept a promise
  • B.The borrower spent it fast
  • C.The borrower is tall
6.You borrowed $3 and promised to pay it back on Monday. What is responsible?
  • A.Never mention it again
  • B.Pay back the $3 on Monday
  • C.Pay it back next year

LessonPrint · D2.Eco.2.K-2 · Set 7 · free to copy for classroom use

Answer key — Borrowing Wisely

Set 7. Prints on its own sheet.

  1. 1.1. Borrows $2 and pays it back on the day promised — Responsible 2. Borrows $5 and never pays it back — Not responsible 3. Promises to pay back on Friday, then forgets — Not responsible 4. Takes good care of a borrowed bike — Responsible
  2. 2.1. Borrows more money than they can pay back — Not responsible 2. Borrows only what they can pay back — Responsible 3. Breaks a borrowed toy and hides it — Not responsible 4. Returns a borrowed game in good shape and says thank you — Responsible
  3. 3.Clean and in good shape
  4. 4.So you can keep your promise
  5. 5.The borrower kept a promise
  6. 6.Pay back the $3 on Monday

Last reviewed 2026-09-05. Aligned to D2.Eco.2.K-2 of the C3 Framework for Social Studies State Standards.