Borrowing Wisely is a free printable Kindergarten to Grade 2 social studies worksheet on responsible and irresponsible borrowing, aligned to C3 Framework indicator D2.Eco.2.K-2. It prints 6 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.
Set 5 of 25 · the same problems every time you open this link.
Set 1 has all 25 in a single PDF. All 25 sets ask different questions.
Borrowing Wisely
D2.Eco.2.K-2
NameDate
Sort each borrower, then circle the best answers.
1.Sort each one: Responsible or Not responsible?
Sort: Takes a classmate's crayons without asking, Borrows a book and returns it on time, Promises to pay back on Friday, then forgets, Returns a borrowed game in good shape and says thank you
ResponsibleNot responsible
2.Sort each one: Responsible or Not responsible?
Sort: Keeps a library book months past the due date, Breaks a borrowed toy and hides it, Borrows $2 and pays it back on the day promised, Takes good care of a borrowed bike
ResponsibleNot responsible
3.You borrowed a friend's jacket. How should you give it back?
A.Never
B.Clean and in good shape
C.Torn and muddy
4.You borrowed $3 and promised to pay it back on Monday. What is responsible?
A.Never mention it again
B.Pay it back next year
C.Pay back the $3 on Monday
5.Why do people trust a borrower who pays back on time?
A.The borrower kept a promise
B.The borrower is tall
C.The borrower spent it fast
6.When is borrowing a better choice?
A.When you need something now and can pay it back
B.When you want to buy everything
C.When you never plan to pay it back
LessonPrint · D2.Eco.2.K-2 · Set 5 · free to copy for classroom use
Answer key — Borrowing Wisely
Set 5. Prints on its own sheet.
1.1. Borrows a book and returns it on time — Responsible 2. Promises to pay back on Friday, then forgets — Not responsible 3. Returns a borrowed game in good shape and says thank you — Responsible 4. Takes a classmate's crayons without asking — Not responsible
2.1. Borrows $2 and pays it back on the day promised — Responsible 2. Breaks a borrowed toy and hides it — Not responsible 3. Keeps a library book months past the due date — Not responsible 4. Takes good care of a borrowed bike — Responsible
3.Clean and in good shape
4.Pay back the $3 on Monday
5.The borrower kept a promise
6.When you need something now and can pay it back
Last reviewed 2026-09-05. Aligned to D2.Eco.2.K-2 of the C3 Framework for Social Studies State Standards.