Borrowing Wisely is a free printable Kindergarten to Grade 2 social studies worksheet on responsible and irresponsible borrowing, aligned to C3 Framework indicator D2.Eco.2.K-2. It prints 6 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.
Set 22 of 25 · the same problems every time you open this link.
Set 1 has all 25 in a single PDF. All 25 sets ask different questions.
Borrowing Wisely
D2.Eco.2.K-2
NameDate
Sort each borrower, then circle the best answers.
1.Sort each one: Responsible or Not responsible?
Sort: Borrows $2 and pays it back on the day promised, Promises to pay back on Friday, then forgets, Asks before borrowing a friend's markers, Borrows $5 and never pays it back
ResponsibleNot responsible
2.Sort each one: Responsible or Not responsible?
Sort: Borrows a book and returns it on time, Borrows only what they can pay back, Keeps a library book months past the due date, Borrows more money than they can pay back
ResponsibleNot responsible
3.Why do people trust a borrower who pays back on time?
A.The borrower kept a promise
B.The borrower is tall
C.The borrower spent it fast
4.Why should you borrow only what you can pay back?
A.Because borrowing is free
B.So you can borrow more tomorrow
C.So you can keep your promise
5.You broke a toy you borrowed. What is the responsible thing to do?
A.Tell the owner and offer to fix or replace it
B.Blame someone else
C.Hide it
6.Max wants to borrow $10 for candy he does not need. Is that a good reason to borrow?
A.Yes, because candy is a need
B.Yes, borrowing is always good
C.No, he would owe money for something he does not need
LessonPrint · D2.Eco.2.K-2 · Set 22 · free to copy for classroom use
Answer key — Borrowing Wisely
Set 22. Prints on its own sheet.
1.1. Asks before borrowing a friend's markers — Responsible 2. Borrows $2 and pays it back on the day promised — Responsible 3. Borrows $5 and never pays it back — Not responsible 4. Promises to pay back on Friday, then forgets — Not responsible
2.1. Borrows a book and returns it on time — Responsible 2. Borrows more money than they can pay back — Not responsible 3. Borrows only what they can pay back — Responsible 4. Keeps a library book months past the due date — Not responsible
3.The borrower kept a promise
4.So you can keep your promise
5.Tell the owner and offer to fix or replace it
6.No, he would owe money for something he does not need
Last reviewed 2026-09-05. Aligned to D2.Eco.2.K-2 of the C3 Framework for Social Studies State Standards.