Borrowing Wisely is a free printable Kindergarten to Grade 2 social studies worksheet on responsible and irresponsible borrowing, aligned to C3 Framework indicator D2.Eco.2.K-2. It prints 6 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.
Set 24 of 25 · the same problems every time you open this link.
Set 1 has all 25 in a single PDF. All 25 sets ask different questions.
Borrowing Wisely
D2.Eco.2.K-2
NameDate
Sort each borrower, then circle the best answers.
1.Sort each one: Responsible or Not responsible?
Sort: Returns a borrowed game in good shape and says thank you, Keeps a library book months past the due date, Promises to pay back on Friday, then forgets, Borrows $2 and pays it back on the day promised
ResponsibleNot responsible
2.Sort each one: Responsible or Not responsible?
Sort: Asks before borrowing a friend's markers, Breaks a borrowed toy and hides it, Takes a classmate's crayons without asking, Borrows a book and returns it on time
ResponsibleNot responsible
3.Why should you borrow only what you can pay back?
A.So you can keep your promise
B.So you can borrow more tomorrow
C.Because borrowing is free
4.Your library book is due on Friday. What is responsible?
A.Give it to a friend to keep
B.Keep it for a year
C.Return it by Friday
5.When is borrowing a better choice?
A.When you need something now and can pay it back
B.When you never plan to pay it back
C.When you want to buy everything
6.Max wants to borrow $10 for candy he does not need. Is that a good reason to borrow?
A.Yes, borrowing is always good
B.No, he would owe money for something he does not need
C.Yes, because candy is a need
LessonPrint · D2.Eco.2.K-2 · Set 24 · free to copy for classroom use
Answer key — Borrowing Wisely
Set 24. Prints on its own sheet.
1.1. Borrows $2 and pays it back on the day promised — Responsible 2. Keeps a library book months past the due date — Not responsible 3. Promises to pay back on Friday, then forgets — Not responsible 4. Returns a borrowed game in good shape and says thank you — Responsible
2.1. Asks before borrowing a friend's markers — Responsible 2. Borrows a book and returns it on time — Responsible 3. Breaks a borrowed toy and hides it — Not responsible 4. Takes a classmate's crayons without asking — Not responsible
3.So you can keep your promise
4.Return it by Friday
5.When you need something now and can pay it back
6.No, he would owe money for something he does not need
Last reviewed 2026-09-05. Aligned to D2.Eco.2.K-2 of the C3 Framework for Social Studies State Standards.