Borrowing Wisely is a free printable Kindergarten to Grade 2 social studies worksheet on responsible and irresponsible borrowing, aligned to C3 Framework indicator D2.Eco.2.K-2. It prints 6 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.
Set 3 of 25 · the same problems every time you open this link.
Set 1 has all 25 in a single PDF. All 25 sets ask different questions.
Borrowing Wisely
D2.Eco.2.K-2
NameDate
Sort each borrower, then circle the best answers.
1.Sort each one: Responsible or Not responsible?
Sort: Borrows $2 and pays it back on the day promised, Keeps a library book months past the due date, Borrows a book and returns it on time, Borrows more money than they can pay back
ResponsibleNot responsible
2.Sort each one: Responsible or Not responsible?
Sort: Takes a classmate's crayons without asking, Breaks a borrowed toy and hides it, Asks before borrowing a friend's markers, Returns a borrowed game in good shape and says thank you
ResponsibleNot responsible
3.Max wants to borrow $10 for candy he does not need. Is that a good reason to borrow?
A.Yes, borrowing is always good
B.No, he would owe money for something he does not need
C.Yes, because candy is a need
4.When is borrowing a better choice?
A.When you want to buy everything
B.When you never plan to pay it back
C.When you need something now and can pay it back
5.Before you borrow something, what should you do?
A.Borrow it without telling anyone
B.Take it while nobody is looking
C.Ask the owner first
6.You borrowed a friend's jacket. How should you give it back?
A.Never
B.Torn and muddy
C.Clean and in good shape
LessonPrint · D2.Eco.2.K-2 · Set 3 · free to copy for classroom use
Answer key — Borrowing Wisely
Set 3. Prints on its own sheet.
1.1. Borrows $2 and pays it back on the day promised — Responsible 2. Borrows a book and returns it on time — Responsible 3. Borrows more money than they can pay back — Not responsible 4. Keeps a library book months past the due date — Not responsible
2.1. Asks before borrowing a friend's markers — Responsible 2. Breaks a borrowed toy and hides it — Not responsible 3. Returns a borrowed game in good shape and says thank you — Responsible 4. Takes a classmate's crayons without asking — Not responsible
3.No, he would owe money for something he does not need
4.When you need something now and can pay it back
5.Ask the owner first
6.Clean and in good shape
Last reviewed 2026-09-05. Aligned to D2.Eco.2.K-2 of the C3 Framework for Social Studies State Standards.