Borrowing Wisely is a free printable Kindergarten to Grade 2 social studies worksheet on responsible and irresponsible borrowing, aligned to C3 Framework indicator D2.Eco.2.K-2. It prints 6 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.
Set 4 of 25 · the same problems every time you open this link.
Set 1 has all 25 in a single PDF. All 25 sets ask different questions.
Borrowing Wisely
D2.Eco.2.K-2
NameDate
Sort each borrower, then circle the best answers.
1.Sort each one: Responsible or Not responsible?
Sort: Promises to pay back on Friday, then forgets, Borrows $5 and never pays it back, Borrows only what they can pay back, Borrows a book and returns it on time
ResponsibleNot responsible
2.Sort each one: Responsible or Not responsible?
Sort: Asks before borrowing a friend's markers, Takes good care of a borrowed bike, Borrows more money than they can pay back, Keeps a library book months past the due date
ResponsibleNot responsible
3.You borrowed $3 and promised to pay it back on Monday. What is responsible?
A.Never mention it again
B.Pay it back next year
C.Pay back the $3 on Monday
4.You broke a toy you borrowed. What is the responsible thing to do?
A.Tell the owner and offer to fix or replace it
B.Hide it
C.Blame someone else
5.Before you borrow something, what should you do?
A.Ask the owner first
B.Take it while nobody is looking
C.Borrow it without telling anyone
6.Why do people trust a borrower who pays back on time?
A.The borrower spent it fast
B.The borrower is tall
C.The borrower kept a promise
LessonPrint · D2.Eco.2.K-2 · Set 4 · free to copy for classroom use
Answer key — Borrowing Wisely
Set 4. Prints on its own sheet.
1.1. Borrows $5 and never pays it back — Not responsible 2. Borrows a book and returns it on time — Responsible 3. Borrows only what they can pay back — Responsible 4. Promises to pay back on Friday, then forgets — Not responsible
2.1. Asks before borrowing a friend's markers — Responsible 2. Borrows more money than they can pay back — Not responsible 3. Keeps a library book months past the due date — Not responsible 4. Takes good care of a borrowed bike — Responsible
3.Pay back the $3 on Monday
4.Tell the owner and offer to fix or replace it
5.Ask the owner first
6.The borrower kept a promise
Last reviewed 2026-09-05. Aligned to D2.Eco.2.K-2 of the C3 Framework for Social Studies State Standards.