Borrowing Wisely is a free printable Kindergarten to Grade 2 social studies worksheet on responsible and irresponsible borrowing, aligned to C3 Framework indicator D2.Eco.2.K-2. It prints 6 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.
Set 16 of 25 · the same problems every time you open this link.
Set 1 has all 25 in a single PDF. All 25 sets ask different questions.
Borrowing Wisely
D2.Eco.2.K-2
NameDate
Sort each borrower, then circle the best answers.
1.Sort each one: Responsible or Not responsible?
Sort: Promises to pay back on Friday, then forgets, Borrows $2 and pays it back on the day promised, Breaks a borrowed toy and hides it, Borrows a book and returns it on time
ResponsibleNot responsible
2.Sort each one: Responsible or Not responsible?
Sort: Keeps a library book months past the due date, Returns a borrowed game in good shape and says thank you, Takes good care of a borrowed bike, Borrows more money than they can pay back
ResponsibleNot responsible
3.What happens if you keep a borrowed thing too long?
A.The owner gets two of them
B.It becomes yours
C.The owner cannot use it
4.Your library book is due on Friday. What is responsible?
A.Give it to a friend to keep
B.Keep it for a year
C.Return it by Friday
5.Max wants to borrow $10 for candy he does not need. Is that a good reason to borrow?
A.Yes, because candy is a need
B.Yes, borrowing is always good
C.No, he would owe money for something he does not need
6.Why do people trust a borrower who pays back on time?
A.The borrower spent it fast
B.The borrower is tall
C.The borrower kept a promise
LessonPrint · D2.Eco.2.K-2 · Set 16 · free to copy for classroom use
Answer key — Borrowing Wisely
Set 16. Prints on its own sheet.
1.1. Borrows $2 and pays it back on the day promised — Responsible 2. Borrows a book and returns it on time — Responsible 3. Breaks a borrowed toy and hides it — Not responsible 4. Promises to pay back on Friday, then forgets — Not responsible
2.1. Borrows more money than they can pay back — Not responsible 2. Keeps a library book months past the due date — Not responsible 3. Returns a borrowed game in good shape and says thank you — Responsible 4. Takes good care of a borrowed bike — Responsible
3.The owner cannot use it
4.Return it by Friday
5.No, he would owe money for something he does not need
6.The borrower kept a promise
Last reviewed 2026-09-05. Aligned to D2.Eco.2.K-2 of the C3 Framework for Social Studies State Standards.