Borrowing Wisely is a free printable Kindergarten to Grade 2 social studies worksheet on responsible and irresponsible borrowing, aligned to C3 Framework indicator D2.Eco.2.K-2. It prints 6 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.
Set 2 of 25 · the same problems every time you open this link.
Set 1 has all 25 in a single PDF. All 25 sets ask different questions.
Borrowing Wisely
D2.Eco.2.K-2
NameDate
Sort each borrower, then circle the best answers.
1.Sort each one: Responsible or Not responsible?
Sort: Breaks a borrowed toy and hides it, Borrows $5 and never pays it back, Takes good care of a borrowed bike, Borrows a book and returns it on time
ResponsibleNot responsible
2.Sort each one: Responsible or Not responsible?
Sort: Takes a classmate's crayons without asking, Returns a borrowed game in good shape and says thank you, Asks before borrowing a friend's markers, Promises to pay back on Friday, then forgets
ResponsibleNot responsible
3.What happens if you keep a borrowed thing too long?
A.The owner gets two of them
B.The owner cannot use it
C.It becomes yours
4.You broke a toy you borrowed. What is the responsible thing to do?
A.Tell the owner and offer to fix or replace it
B.Hide it
C.Blame someone else
5.You borrowed a friend's jacket. How should you give it back?
A.Torn and muddy
B.Never
C.Clean and in good shape
6.Max wants to borrow $10 for candy he does not need. Is that a good reason to borrow?
A.Yes, borrowing is always good
B.Yes, because candy is a need
C.No, he would owe money for something he does not need
LessonPrint · D2.Eco.2.K-2 · Set 2 · free to copy for classroom use
Answer key — Borrowing Wisely
Set 2. Prints on its own sheet.
1.1. Borrows $5 and never pays it back — Not responsible 2. Borrows a book and returns it on time — Responsible 3. Breaks a borrowed toy and hides it — Not responsible 4. Takes good care of a borrowed bike — Responsible
2.1. Asks before borrowing a friend's markers — Responsible 2. Promises to pay back on Friday, then forgets — Not responsible 3. Returns a borrowed game in good shape and says thank you — Responsible 4. Takes a classmate's crayons without asking — Not responsible
3.The owner cannot use it
4.Tell the owner and offer to fix or replace it
5.Clean and in good shape
6.No, he would owe money for something he does not need
Last reviewed 2026-09-05. Aligned to D2.Eco.2.K-2 of the C3 Framework for Social Studies State Standards.