Borrowing Wisely is a free printable Kindergarten to Grade 2 social studies worksheet on responsible and irresponsible borrowing, aligned to C3 Framework indicator D2.Eco.2.K-2. It prints 6 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.
Set 6 of 25 · the same problems every time you open this link.
Set 1 has all 25 in a single PDF. All 25 sets ask different questions.
Borrowing Wisely
D2.Eco.2.K-2
NameDate
Sort each borrower, then circle the best answers.
1.Sort each one: Responsible or Not responsible?
Sort: Takes good care of a borrowed bike, Takes a classmate's crayons without asking, Borrows $5 and never pays it back, Borrows $2 and pays it back on the day promised
ResponsibleNot responsible
2.Sort each one: Responsible or Not responsible?
Sort: Borrows more money than they can pay back, Returns a borrowed game in good shape and says thank you, Borrows a book and returns it on time, Promises to pay back on Friday, then forgets
ResponsibleNot responsible
3.Why do people trust a borrower who pays back on time?
A.The borrower spent it fast
B.The borrower is tall
C.The borrower kept a promise
4.What happens if you keep a borrowed thing too long?
A.The owner gets two of them
B.It becomes yours
C.The owner cannot use it
5.Why should you borrow only what you can pay back?
A.So you can keep your promise
B.Because borrowing is free
C.So you can borrow more tomorrow
6.You borrowed $3 and promised to pay it back on Monday. What is responsible?
A.Pay it back next year
B.Pay back the $3 on Monday
C.Never mention it again
LessonPrint · D2.Eco.2.K-2 · Set 6 · free to copy for classroom use
Answer key — Borrowing Wisely
Set 6. Prints on its own sheet.
1.1. Borrows $2 and pays it back on the day promised — Responsible 2. Borrows $5 and never pays it back — Not responsible 3. Takes a classmate's crayons without asking — Not responsible 4. Takes good care of a borrowed bike — Responsible
2.1. Borrows a book and returns it on time — Responsible 2. Borrows more money than they can pay back — Not responsible 3. Promises to pay back on Friday, then forgets — Not responsible 4. Returns a borrowed game in good shape and says thank you — Responsible
3.The borrower kept a promise
4.The owner cannot use it
5.So you can keep your promise
6.Pay back the $3 on Monday
Last reviewed 2026-09-05. Aligned to D2.Eco.2.K-2 of the C3 Framework for Social Studies State Standards.