Borrowing Wisely is a free printable Kindergarten to Grade 2 social studies worksheet on responsible and irresponsible borrowing, aligned to C3 Framework indicator D2.Eco.2.K-2. It prints 6 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.
Set 14 of 25 · the same problems every time you open this link.
Set 1 has all 25 in a single PDF. All 25 sets ask different questions.
Borrowing Wisely
D2.Eco.2.K-2
NameDate
Sort each borrower, then circle the best answers.
1.Sort each one: Responsible or Not responsible?
Sort: Promises to pay back on Friday, then forgets, Keeps a library book months past the due date, Borrows a book and returns it on time, Asks before borrowing a friend's markers
ResponsibleNot responsible
2.Sort each one: Responsible or Not responsible?
Sort: Borrows $5 and never pays it back, Borrows $2 and pays it back on the day promised, Takes good care of a borrowed bike, Borrows more money than they can pay back
ResponsibleNot responsible
3.Before you borrow something, what should you do?
A.Borrow it without telling anyone
B.Ask the owner first
C.Take it while nobody is looking
4.You borrowed $3 and promised to pay it back on Monday. What is responsible?
A.Never mention it again
B.Pay back the $3 on Monday
C.Pay it back next year
5.You broke a toy you borrowed. What is the responsible thing to do?
A.Tell the owner and offer to fix or replace it
B.Blame someone else
C.Hide it
6.Why should you borrow only what you can pay back?
A.So you can keep your promise
B.So you can borrow more tomorrow
C.Because borrowing is free
LessonPrint · D2.Eco.2.K-2 · Set 14 · free to copy for classroom use
Answer key — Borrowing Wisely
Set 14. Prints on its own sheet.
1.1. Asks before borrowing a friend's markers — Responsible 2. Borrows a book and returns it on time — Responsible 3. Keeps a library book months past the due date — Not responsible 4. Promises to pay back on Friday, then forgets — Not responsible
2.1. Borrows $2 and pays it back on the day promised — Responsible 2. Borrows $5 and never pays it back — Not responsible 3. Borrows more money than they can pay back — Not responsible 4. Takes good care of a borrowed bike — Responsible
3.Ask the owner first
4.Pay back the $3 on Monday
5.Tell the owner and offer to fix or replace it
6.So you can keep your promise
Last reviewed 2026-09-05. Aligned to D2.Eco.2.K-2 of the C3 Framework for Social Studies State Standards.