Borrowing Wisely is a free printable Kindergarten to Grade 2 social studies worksheet on responsible and irresponsible borrowing, aligned to C3 Framework indicator D2.Eco.2.K-2. It prints 6 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.
Set 19 of 25 · the same problems every time you open this link.
Set 1 has all 25 in a single PDF. All 25 sets ask different questions.
Borrowing Wisely
D2.Eco.2.K-2
NameDate
Sort each borrower, then circle the best answers.
1.Sort each one: Responsible or Not responsible?
Sort: Borrows $2 and pays it back on the day promised, Borrows only what they can pay back, Borrows more money than they can pay back, Keeps a library book months past the due date
ResponsibleNot responsible
2.Sort each one: Responsible or Not responsible?
Sort: Promises to pay back on Friday, then forgets, Takes a classmate's crayons without asking, Asks before borrowing a friend's markers, Takes good care of a borrowed bike
ResponsibleNot responsible
3.When is borrowing a better choice?
A.When you need something now and can pay it back
B.When you never plan to pay it back
C.When you want to buy everything
4.You broke a toy you borrowed. What is the responsible thing to do?
A.Hide it
B.Blame someone else
C.Tell the owner and offer to fix or replace it
5.Before you borrow something, what should you do?
A.Take it while nobody is looking
B.Ask the owner first
C.Borrow it without telling anyone
6.Why should you borrow only what you can pay back?
A.So you can borrow more tomorrow
B.Because borrowing is free
C.So you can keep your promise
LessonPrint · D2.Eco.2.K-2 · Set 19 · free to copy for classroom use
Answer key — Borrowing Wisely
Set 19. Prints on its own sheet.
1.1. Borrows $2 and pays it back on the day promised — Responsible 2. Borrows more money than they can pay back — Not responsible 3. Borrows only what they can pay back — Responsible 4. Keeps a library book months past the due date — Not responsible
2.1. Asks before borrowing a friend's markers — Responsible 2. Promises to pay back on Friday, then forgets — Not responsible 3. Takes a classmate's crayons without asking — Not responsible 4. Takes good care of a borrowed bike — Responsible
3.When you need something now and can pay it back
4.Tell the owner and offer to fix or replace it
5.Ask the owner first
6.So you can keep your promise
Last reviewed 2026-09-05. Aligned to D2.Eco.2.K-2 of the C3 Framework for Social Studies State Standards.