Borrowing Wisely is a free printable Kindergarten to Grade 2 social studies worksheet on responsible and irresponsible borrowing, aligned to C3 Framework indicator D2.Eco.2.K-2. It prints 6 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.
Set 21 of 25 · the same problems every time you open this link.
Set 1 has all 25 in a single PDF. All 25 sets ask different questions.
Borrowing Wisely
D2.Eco.2.K-2
NameDate
Sort each borrower, then circle the best answers.
1.Sort each one: Responsible or Not responsible?
Sort: Promises to pay back on Friday, then forgets, Borrows $2 and pays it back on the day promised, Asks before borrowing a friend's markers, Keeps a library book months past the due date
ResponsibleNot responsible
2.Sort each one: Responsible or Not responsible?
Sort: Borrows more money than they can pay back, Takes good care of a borrowed bike, Breaks a borrowed toy and hides it, Borrows a book and returns it on time
ResponsibleNot responsible
3.Why should you borrow only what you can pay back?
A.So you can borrow more tomorrow
B.Because borrowing is free
C.So you can keep your promise
4.Before you borrow something, what should you do?
A.Ask the owner first
B.Borrow it without telling anyone
C.Take it while nobody is looking
5.When is borrowing a better choice?
A.When you never plan to pay it back
B.When you want to buy everything
C.When you need something now and can pay it back
6.You borrowed a friend's jacket. How should you give it back?
A.Clean and in good shape
B.Never
C.Torn and muddy
LessonPrint · D2.Eco.2.K-2 · Set 21 · free to copy for classroom use
Answer key — Borrowing Wisely
Set 21. Prints on its own sheet.
1.1. Asks before borrowing a friend's markers — Responsible 2. Borrows $2 and pays it back on the day promised — Responsible 3. Keeps a library book months past the due date — Not responsible 4. Promises to pay back on Friday, then forgets — Not responsible
2.1. Borrows a book and returns it on time — Responsible 2. Borrows more money than they can pay back — Not responsible 3. Breaks a borrowed toy and hides it — Not responsible 4. Takes good care of a borrowed bike — Responsible
3.So you can keep your promise
4.Ask the owner first
5.When you need something now and can pay it back
6.Clean and in good shape
Last reviewed 2026-09-05. Aligned to D2.Eco.2.K-2 of the C3 Framework for Social Studies State Standards.