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When a Bank Lends Money is a free printable Kindergarten to Grade 2 social studies worksheet on how a bank loan works and why it is paid back, aligned to C3 Framework indicator D2.Eco.9.K-2. It prints 8 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 10 of 25 · the same problems every time you open this link.

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Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

When a Bank Lends Money

D2.Eco.9.K-2

NameDate

Circle the best answer.

1.What is interest on a loan?
  • A.Extra money a borrower pays for using the bank's money
  • B.A discount on a toy
  • C.Money the bank gives away for free
2.Is borrowing from a bank free?
  • A.Yes, banks lend for free
  • B.Yes, if you ask politely
  • C.No, the borrower pays interest
3.What is a loan?
  • A.Money that is borrowed and must be paid back
  • B.Money that is a free gift
  • C.Money found on the street
4.Which is a responsible way to borrow from a bank?
  • A.Borrow only what you can pay back on time
  • B.Borrow as much as you can
  • C.Skip payments when you like
5.Who owns the money that people deposit in a bank?
  • A.The mayor
  • B.The bank teller
  • C.The people who deposited it
6.A bakery borrows money to buy a bigger oven. How can that help?
  • A.It can bake more bread to sell and pay the loan back
  • B.It can close the bakery
  • C.It never has to pay the loan back
7.Where does a bank get the money it lends?
  • A.From a money tree
  • B.From the money people deposit there
  • C.From the money it throws away
8.Why do many people keep money in a bank instead of under the bed?
  • A.Money is too heavy at home
  • B.It is safer and can earn interest
  • C.The bank doubles it every day

LessonPrint · D2.Eco.9.K-2 · Set 10 · free to copy for classroom use

Answer key — When a Bank Lends Money

Set 10. Prints on its own sheet.

  1. 1.Extra money a borrower pays for using the bank's money
  2. 2.No, the borrower pays interest
  3. 3.Money that is borrowed and must be paid back
  4. 4.Borrow only what you can pay back on time
  5. 5.The people who deposited it
  6. 6.It can bake more bread to sell and pay the loan back
  7. 7.From the money people deposit there
  8. 8.It is safer and can earn interest

Last reviewed 2026-09-05. Aligned to D2.Eco.9.K-2 of the C3 Framework for Social Studies State Standards.