Skip to content
LessonPrint

When a Bank Lends Money is a free printable Kindergarten to Grade 2 social studies worksheet on how a bank loan works and why it is paid back, aligned to C3 Framework indicator D2.Eco.9.K-2. It prints 8 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 18 of 25 · the same problems every time you open this link.

Next set

One paper per student

12345678910111213141516171819202122232425

Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

When a Bank Lends Money

D2.Eco.9.K-2

NameDate

Circle the best answer.

1.Where does a bank get the money it lends?
  • A.From the money people deposit there
  • B.From the money it throws away
  • C.From a money tree
2.What is interest on a loan?
  • A.Money the bank gives away for free
  • B.A discount on a toy
  • C.Extra money a borrower pays for using the bank's money
3.Is borrowing from a bank free?
  • A.Yes, banks lend for free
  • B.Yes, if you ask politely
  • C.No, the borrower pays interest
4.Why might a family borrow from a bank?
  • A.To waste money on purpose
  • B.To buy a home they cannot pay for all at once
  • C.To buy a pack of gum
5.A bank lends Ms. Lee money to open a store. What does she promise?
  • A.To pay the money back, with interest, over time
  • B.To never open the store
  • C.To give the bank her store for free
6.Why do many people keep money in a bank instead of under the bed?
  • A.It is safer and can earn interest
  • B.The bank doubles it every day
  • C.Money is too heavy at home
7.Which is a responsible way to borrow from a bank?
  • A.Borrow as much as you can
  • B.Borrow only what you can pay back on time
  • C.Skip payments when you like
8.Who owns the money that people deposit in a bank?
  • A.The bank teller
  • B.The mayor
  • C.The people who deposited it

LessonPrint · D2.Eco.9.K-2 · Set 18 · free to copy for classroom use

Answer key — When a Bank Lends Money

Set 18. Prints on its own sheet.

  1. 1.From the money people deposit there
  2. 2.Extra money a borrower pays for using the bank's money
  3. 3.No, the borrower pays interest
  4. 4.To buy a home they cannot pay for all at once
  5. 5.To pay the money back, with interest, over time
  6. 6.It is safer and can earn interest
  7. 7.Borrow only what you can pay back on time
  8. 8.The people who deposited it

Last reviewed 2026-09-05. Aligned to D2.Eco.9.K-2 of the C3 Framework for Social Studies State Standards.