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When a Bank Lends Money is a free printable Kindergarten to Grade 2 social studies worksheet on how a bank loan works and why it is paid back, aligned to C3 Framework indicator D2.Eco.9.K-2. It prints 8 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 23 of 25 · the same problems every time you open this link.

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Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

When a Bank Lends Money

D2.Eco.9.K-2

NameDate

Circle the best answer.

1.What is interest on a loan?
  • A.A discount on a toy
  • B.Extra money a borrower pays for using the bank's money
  • C.Money the bank gives away for free
2.Why does a bank check whether a person can pay back a loan?
  • A.So the money it lends comes back
  • B.So it can keep its doors shut
  • C.To decide what color the money is
3.What can happen if a borrower does not pay back a loan?
  • A.The borrower may owe more and lose the bank's trust
  • B.The bank says thank you
  • C.The borrower gets a prize
4.Who owns the money that people deposit in a bank?
  • A.The bank teller
  • B.The people who deposited it
  • C.The mayor
5.A bank lends Ms. Lee money to open a store. What does she promise?
  • A.To never open the store
  • B.To give the bank her store for free
  • C.To pay the money back, with interest, over time
6.Which is a responsible way to borrow from a bank?
  • A.Borrow as much as you can
  • B.Skip payments when you like
  • C.Borrow only what you can pay back on time
7.A bakery borrows money to buy a bigger oven. How can that help?
  • A.It can bake more bread to sell and pay the loan back
  • B.It can close the bakery
  • C.It never has to pay the loan back
8.Why do many people keep money in a bank instead of under the bed?
  • A.It is safer and can earn interest
  • B.Money is too heavy at home
  • C.The bank doubles it every day

LessonPrint · D2.Eco.9.K-2 · Set 23 · free to copy for classroom use

Answer key — When a Bank Lends Money

Set 23. Prints on its own sheet.

  1. 1.Extra money a borrower pays for using the bank's money
  2. 2.So the money it lends comes back
  3. 3.The borrower may owe more and lose the bank's trust
  4. 4.The people who deposited it
  5. 5.To pay the money back, with interest, over time
  6. 6.Borrow only what you can pay back on time
  7. 7.It can bake more bread to sell and pay the loan back
  8. 8.It is safer and can earn interest

Last reviewed 2026-09-05. Aligned to D2.Eco.9.K-2 of the C3 Framework for Social Studies State Standards.