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When a Bank Lends Money is a free printable Kindergarten to Grade 2 social studies worksheet on how a bank loan works and why it is paid back, aligned to C3 Framework indicator D2.Eco.9.K-2. It prints 8 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 16 of 25 · the same problems every time you open this link.

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Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

When a Bank Lends Money

D2.Eco.9.K-2

NameDate

Circle the best answer.

1.Who owns the money that people deposit in a bank?
  • A.The bank teller
  • B.The mayor
  • C.The people who deposited it
2.A bank lends Ms. Lee money to open a store. What does she promise?
  • A.To pay the money back, with interest, over time
  • B.To never open the store
  • C.To give the bank her store for free
3.Is borrowing from a bank free?
  • A.Yes, banks lend for free
  • B.Yes, if you ask politely
  • C.No, the borrower pays interest
4.Where does a bank get the money it lends?
  • A.From a money tree
  • B.From the money it throws away
  • C.From the money people deposit there
5.What can happen if a borrower does not pay back a loan?
  • A.The bank says thank you
  • B.The borrower gets a prize
  • C.The borrower may owe more and lose the bank's trust
6.What is a loan?
  • A.Money that is a free gift
  • B.Money found on the street
  • C.Money that is borrowed and must be paid back
7.A bakery borrows money to buy a bigger oven. How can that help?
  • A.It can close the bakery
  • B.It can bake more bread to sell and pay the loan back
  • C.It never has to pay the loan back
8.Why might a family borrow from a bank?
  • A.To waste money on purpose
  • B.To buy a home they cannot pay for all at once
  • C.To buy a pack of gum

LessonPrint · D2.Eco.9.K-2 · Set 16 · free to copy for classroom use

Answer key — When a Bank Lends Money

Set 16. Prints on its own sheet.

  1. 1.The people who deposited it
  2. 2.To pay the money back, with interest, over time
  3. 3.No, the borrower pays interest
  4. 4.From the money people deposit there
  5. 5.The borrower may owe more and lose the bank's trust
  6. 6.Money that is borrowed and must be paid back
  7. 7.It can bake more bread to sell and pay the loan back
  8. 8.To buy a home they cannot pay for all at once

Last reviewed 2026-09-05. Aligned to D2.Eco.9.K-2 of the C3 Framework for Social Studies State Standards.