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When a Bank Lends Money is a free printable Kindergarten to Grade 2 social studies worksheet on how a bank loan works and why it is paid back, aligned to C3 Framework indicator D2.Eco.9.K-2. It prints 8 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 22 of 25 · the same problems every time you open this link.

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Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

When a Bank Lends Money

D2.Eco.9.K-2

NameDate

Circle the best answer.

1.Which is a responsible way to borrow from a bank?
  • A.Borrow only what you can pay back on time
  • B.Skip payments when you like
  • C.Borrow as much as you can
2.Where does a bank get the money it lends?
  • A.From a money tree
  • B.From the money it throws away
  • C.From the money people deposit there
3.A bakery borrows money to buy a bigger oven. How can that help?
  • A.It can close the bakery
  • B.It never has to pay the loan back
  • C.It can bake more bread to sell and pay the loan back
4.What is a loan?
  • A.Money that is a free gift
  • B.Money that is borrowed and must be paid back
  • C.Money found on the street
5.Why do many people keep money in a bank instead of under the bed?
  • A.Money is too heavy at home
  • B.The bank doubles it every day
  • C.It is safer and can earn interest
6.Why does a bank check whether a person can pay back a loan?
  • A.So the money it lends comes back
  • B.So it can keep its doors shut
  • C.To decide what color the money is
7.A bank lends Ms. Lee money to open a store. What does she promise?
  • A.To never open the store
  • B.To give the bank her store for free
  • C.To pay the money back, with interest, over time
8.What is interest on a loan?
  • A.A discount on a toy
  • B.Extra money a borrower pays for using the bank's money
  • C.Money the bank gives away for free

LessonPrint · D2.Eco.9.K-2 · Set 22 · free to copy for classroom use

Answer key — When a Bank Lends Money

Set 22. Prints on its own sheet.

  1. 1.Borrow only what you can pay back on time
  2. 2.From the money people deposit there
  3. 3.It can bake more bread to sell and pay the loan back
  4. 4.Money that is borrowed and must be paid back
  5. 5.It is safer and can earn interest
  6. 6.So the money it lends comes back
  7. 7.To pay the money back, with interest, over time
  8. 8.Extra money a borrower pays for using the bank's money

Last reviewed 2026-09-05. Aligned to D2.Eco.9.K-2 of the C3 Framework for Social Studies State Standards.