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When a Bank Lends Money is a free printable Kindergarten to Grade 2 social studies worksheet on how a bank loan works and why it is paid back, aligned to C3 Framework indicator D2.Eco.9.K-2. It prints 8 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 9 of 25 · the same problems every time you open this link.

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Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

When a Bank Lends Money

D2.Eco.9.K-2

NameDate

Circle the best answer.

1.Is borrowing from a bank free?
  • A.Yes, banks lend for free
  • B.Yes, if you ask politely
  • C.No, the borrower pays interest
2.What is interest on a loan?
  • A.Money the bank gives away for free
  • B.Extra money a borrower pays for using the bank's money
  • C.A discount on a toy
3.A bakery borrows money to buy a bigger oven. How can that help?
  • A.It can close the bakery
  • B.It never has to pay the loan back
  • C.It can bake more bread to sell and pay the loan back
4.Why might a family borrow from a bank?
  • A.To buy a home they cannot pay for all at once
  • B.To buy a pack of gum
  • C.To waste money on purpose
5.Which is a responsible way to borrow from a bank?
  • A.Borrow as much as you can
  • B.Skip payments when you like
  • C.Borrow only what you can pay back on time
6.What is a loan?
  • A.Money that is a free gift
  • B.Money found on the street
  • C.Money that is borrowed and must be paid back
7.A bank lends Ms. Lee money to open a store. What does she promise?
  • A.To never open the store
  • B.To give the bank her store for free
  • C.To pay the money back, with interest, over time
8.Who owns the money that people deposit in a bank?
  • A.The people who deposited it
  • B.The bank teller
  • C.The mayor

LessonPrint · D2.Eco.9.K-2 · Set 9 · free to copy for classroom use

Answer key — When a Bank Lends Money

Set 9. Prints on its own sheet.

  1. 1.No, the borrower pays interest
  2. 2.Extra money a borrower pays for using the bank's money
  3. 3.It can bake more bread to sell and pay the loan back
  4. 4.To buy a home they cannot pay for all at once
  5. 5.Borrow only what you can pay back on time
  6. 6.Money that is borrowed and must be paid back
  7. 7.To pay the money back, with interest, over time
  8. 8.The people who deposited it

Last reviewed 2026-09-05. Aligned to D2.Eco.9.K-2 of the C3 Framework for Social Studies State Standards.