Skip to content
LessonPrint

When a Bank Lends Money is a free printable Kindergarten to Grade 2 social studies worksheet on how a bank loan works and why it is paid back, aligned to C3 Framework indicator D2.Eco.9.K-2. It prints 8 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 15 of 25 · the same problems every time you open this link.

Next set

One paper per student

12345678910111213141516171819202122232425

Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

When a Bank Lends Money

D2.Eco.9.K-2

NameDate

Circle the best answer.

1.Which is a responsible way to borrow from a bank?
  • A.Borrow as much as you can
  • B.Skip payments when you like
  • C.Borrow only what you can pay back on time
2.Who owns the money that people deposit in a bank?
  • A.The people who deposited it
  • B.The bank teller
  • C.The mayor
3.What is interest on a loan?
  • A.Extra money a borrower pays for using the bank's money
  • B.Money the bank gives away for free
  • C.A discount on a toy
4.Why might a family borrow from a bank?
  • A.To buy a pack of gum
  • B.To waste money on purpose
  • C.To buy a home they cannot pay for all at once
5.What can happen if a borrower does not pay back a loan?
  • A.The borrower may owe more and lose the bank's trust
  • B.The bank says thank you
  • C.The borrower gets a prize
6.What is a loan?
  • A.Money that is a free gift
  • B.Money that is borrowed and must be paid back
  • C.Money found on the street
7.A bakery borrows money to buy a bigger oven. How can that help?
  • A.It can bake more bread to sell and pay the loan back
  • B.It never has to pay the loan back
  • C.It can close the bakery
8.Is borrowing from a bank free?
  • A.No, the borrower pays interest
  • B.Yes, if you ask politely
  • C.Yes, banks lend for free

LessonPrint · D2.Eco.9.K-2 · Set 15 · free to copy for classroom use

Answer key — When a Bank Lends Money

Set 15. Prints on its own sheet.

  1. 1.Borrow only what you can pay back on time
  2. 2.The people who deposited it
  3. 3.Extra money a borrower pays for using the bank's money
  4. 4.To buy a home they cannot pay for all at once
  5. 5.The borrower may owe more and lose the bank's trust
  6. 6.Money that is borrowed and must be paid back
  7. 7.It can bake more bread to sell and pay the loan back
  8. 8.No, the borrower pays interest

Last reviewed 2026-09-05. Aligned to D2.Eco.9.K-2 of the C3 Framework for Social Studies State Standards.