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When a Bank Lends Money is a free printable Kindergarten to Grade 2 social studies worksheet on how a bank loan works and why it is paid back, aligned to C3 Framework indicator D2.Eco.9.K-2. It prints 8 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 21 of 25 · the same problems every time you open this link.

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Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

When a Bank Lends Money

D2.Eco.9.K-2

NameDate

Circle the best answer.

1.Why might a family borrow from a bank?
  • A.To buy a pack of gum
  • B.To waste money on purpose
  • C.To buy a home they cannot pay for all at once
2.What can happen if a borrower does not pay back a loan?
  • A.The bank says thank you
  • B.The borrower gets a prize
  • C.The borrower may owe more and lose the bank's trust
3.Why do many people keep money in a bank instead of under the bed?
  • A.It is safer and can earn interest
  • B.The bank doubles it every day
  • C.Money is too heavy at home
4.What is interest on a loan?
  • A.Extra money a borrower pays for using the bank's money
  • B.Money the bank gives away for free
  • C.A discount on a toy
5.A bank lends Ms. Lee money to open a store. What does she promise?
  • A.To pay the money back, with interest, over time
  • B.To give the bank her store for free
  • C.To never open the store
6.Who owns the money that people deposit in a bank?
  • A.The people who deposited it
  • B.The mayor
  • C.The bank teller
7.What is a loan?
  • A.Money that is a free gift
  • B.Money that is borrowed and must be paid back
  • C.Money found on the street
8.Where does a bank get the money it lends?
  • A.From the money it throws away
  • B.From a money tree
  • C.From the money people deposit there

LessonPrint · D2.Eco.9.K-2 · Set 21 · free to copy for classroom use

Answer key — When a Bank Lends Money

Set 21. Prints on its own sheet.

  1. 1.To buy a home they cannot pay for all at once
  2. 2.The borrower may owe more and lose the bank's trust
  3. 3.It is safer and can earn interest
  4. 4.Extra money a borrower pays for using the bank's money
  5. 5.To pay the money back, with interest, over time
  6. 6.The people who deposited it
  7. 7.Money that is borrowed and must be paid back
  8. 8.From the money people deposit there

Last reviewed 2026-09-05. Aligned to D2.Eco.9.K-2 of the C3 Framework for Social Studies State Standards.