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When a Bank Lends Money is a free printable Kindergarten to Grade 2 social studies worksheet on how a bank loan works and why it is paid back, aligned to C3 Framework indicator D2.Eco.9.K-2. It prints 8 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 3 of 25 · the same problems every time you open this link.

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Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

When a Bank Lends Money

D2.Eco.9.K-2

NameDate

Circle the best answer.

1.A bank lends Ms. Lee money to open a store. What does she promise?
  • A.To never open the store
  • B.To give the bank her store for free
  • C.To pay the money back, with interest, over time
2.Where does a bank get the money it lends?
  • A.From the money it throws away
  • B.From the money people deposit there
  • C.From a money tree
3.Is borrowing from a bank free?
  • A.No, the borrower pays interest
  • B.Yes, if you ask politely
  • C.Yes, banks lend for free
4.Why might a family borrow from a bank?
  • A.To waste money on purpose
  • B.To buy a home they cannot pay for all at once
  • C.To buy a pack of gum
5.Who owns the money that people deposit in a bank?
  • A.The bank teller
  • B.The people who deposited it
  • C.The mayor
6.What is interest on a loan?
  • A.A discount on a toy
  • B.Money the bank gives away for free
  • C.Extra money a borrower pays for using the bank's money
7.A bakery borrows money to buy a bigger oven. How can that help?
  • A.It can bake more bread to sell and pay the loan back
  • B.It never has to pay the loan back
  • C.It can close the bakery
8.Why do many people keep money in a bank instead of under the bed?
  • A.The bank doubles it every day
  • B.It is safer and can earn interest
  • C.Money is too heavy at home

LessonPrint · D2.Eco.9.K-2 · Set 3 · free to copy for classroom use

Answer key — When a Bank Lends Money

Set 3. Prints on its own sheet.

  1. 1.To pay the money back, with interest, over time
  2. 2.From the money people deposit there
  3. 3.No, the borrower pays interest
  4. 4.To buy a home they cannot pay for all at once
  5. 5.The people who deposited it
  6. 6.Extra money a borrower pays for using the bank's money
  7. 7.It can bake more bread to sell and pay the loan back
  8. 8.It is safer and can earn interest

Last reviewed 2026-09-05. Aligned to D2.Eco.9.K-2 of the C3 Framework for Social Studies State Standards.